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Mozo Identity Theft Protection Review


ConsumersAdvocate.org Rating: 4.3 / 5 (Excellent)
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ReasonLabs’ Identity Theft Protection lives inside its broader Online Security platform. It monitors for leaks of sensitive data (e.g., SSN, cards, addresses), provides real-time alerts, offers a credit-score simulator with SSN monitoring, includes digital-footprint cleanup (data broker removals), and backs the service with up to $1,000,000 in identity-theft insurance plus 24/7 support. The identity features sit alongside the company’s security stack (antivirus/EDR, browser security, VPN, DNS filter, parental controls, password manager) for an all-in-one bundle. The insurance is under a group master policy (AIG subsidiaries/affiliates) with a $0 deductible and stated sub-limits (e.g., lost wages up to $1,500/week for 5 weeks; travel and elder/child care up to $2,000 each; initial legal consult up to $2,000), plus a dedicated claims line (1-866-IDHelp2). Timely reporting (within 90 days of discovery) and enrollment at the time of the incident are required.

Products Offered

  • Identity monitoring & dark-web alerts for exposed personal data (e.g., SSN, cards, emails, addresses), with 24/7 notifications/support. 
  • Credit-score simulator & SSN monitoring (score methodology differs from lender-used scores). 
  • Digital-footprint cleanup (personal-data removal from broker sites). 
  • $1M identity-theft insurance with sub-limits and $0 deductible (group policy; see terms). 
  • Online Security suite integrations: Next-Gen Antivirus/EDR, Browser Security, VPN, DNS Filter, Parental Control, Password Manager—useful if you want identity and device protection in one subscription. 

Plans and Pricing



What Sets ReasonLabs Apart

  • All-in-one security + identity: Many ID-theft services stop at monitoring/alerts; ReasonLabs pairs identity protections with endpoint security, VPN, and browser protections under one roof. 
  • Clear insurance summary & $0 deductible: Publicly posted benefits summary with explicit sub-limits and a dedicated claims hotline—useful transparency for consumers. 
  • Always-on alerts with support: Emphasis on real-time notifications and 24/7 assistance if your data shows up in breaches or the dark web.

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