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BlueSky Home Insurance Review

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BlueSky is a Virginia-based insurance marketplace that specializes in auto, home, health, life and Medicare insurance. 

The company works with top carriers in the field to provide the most competitive rates and reliable service.

These include Allstate, State Farm, and Nationwide to name a few. BlueSky is staffed by a team of licensed agents who know the ins and outs of all of these insurance sectors and are committed to getting their customers the precise coverage they need.
 
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How Do We Rate BlueSky?

Breakdown

3.8/5
Coverage Options
4.3/5
Pricing and Discounts
4.0/5
Customer Service
4.0/5
Financial Strength
4.3/5
Add-On Coverages

Our Overall Rating: 4.1 / 5 (Excellent)

BlueSky operates as a one stop shop for all your insurance needs.

The company's online portal can connect you with carriers for not just only homeowners, but auto, health, life and Medicare insurance as well.

If you are looking for a trusted advisor to help you with risk management and planning you financial future, BlueSky is a good choice. 

Financial Strength

Financial Strength - 4 / 5

As a home insurance marketplace, it is difficult to judge BlueSky's financial strength.

But as the company can connect you with some of the major insurance providers in the country, customers must research the individual company with whom they are ultimately paired.

Some of these companies include Allstate, State Farm, and Nationwide.

As an online insurance aggregator, BlueSky has been successfully operating and providing customers with homeowners policies since 2010.
Standard & Poor's Financial Rating
AA
AM Best Financial Rating
A++
*The above information reflects the financials strength of one of the partner insurance companies that this insurance marketplace offers policies through: State Farm.

Customer Experience

Customer Service - 4 / 5

Although BlueSky has no presence on BBB or Trustpilot, online customer sentiment across other websites is on the whole positive.

Customers specifically cite attentiveness of staff, and flexible insurance options with quotes from multiple carriers.

BlueSky Coverage

Coverage Options - 3.8 / 5

BlueSky is an agency that connects you with multiple insurance carriers to get you the best possible coverage and best possible rates.

The company meets with each client to understand their particular needs and tailors a policy specific to them.

BlueSky is able to connect you with insurance suppliers that offer all types of coverage; coverage typical to the industry includes dwelling protection, other structures, liability, personal property, and additional living expenses.
Basic Coverage Types
Dwelling Protection
Other Structures Protection
Personal Property Protection
Liability Protection
Additional Living Expense Coverage
Additional Coverage
Scheduled Personal Property Coverage

Pricing & Discounts

Pricing and Discounts - 4.3 / 5

BlueSky offers policies from trusted home insurance carriers. Every company will have their own custom discount structure.

Generally, you can get home insurance discounts for safety features and home improvements you have made.

Some usual discounts include multiple line discount, autopay discount, home security discount, impact resistant roofing discount, etc.

Household Discounts

  • New Home
  • Remodeled Home
  • Home Safety Features
  • Storm Shutter
  • Impact Resistant Roof
  • Smoke-Free

Policy Discounts

  • Higher Deductible
  • Automatic Payment
  • Online Billing
  • Claim-Free

Contact & Additional Information

Homepage URL
http://lovemybluesky.com/insurance-overview/home-insurance/
Company Phone
(804) 745-4044
Headquarters Address
9932 Midlothian Turnpike, Richmond, VA, 23235
Year Founded
2010

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Customer Comments & Reviews

Loading Reviews ...
Charlene Q
1/8/2025
Very disappointed with BlueSky. I just went through this company for homeowner’s insurance. I was told the payment would come out of my impound account with my mortgage lender except for $125 that I would have to pay out of pocket. I was under the impression that this was all for the homeowner’s policy. On reviewing the paperwork I was e-mailed, I discovered the $125 was for a “Home and Wellness Travel Plan” policy that was in NO way connected to the homeowner’s policy. The agent *never* uttered one word about this policy to me during our phone call despite the fact that he claims he did. He recorded our conversation so I invite him to listen to that recording to refresh his... Read More

violet.kiss1
6/16/2024
Enrolled my home insurance with ASI through BlueSky many years ago. I moved and had just paid an annual premium 2 months before. I called BlueSky and the agent said it is not their responsibility to get me a prorated refund. They told me to call the insurance company. I let them know that I was a former agent in another state for over 22 years and that it WAs their responsibility to be involved with my claim for reimbursement as they handled the enrollment/application and received compensation (commissions) for it. They hung up on me. I called back, they would not talk to me. I sent emails with all of the information needed for them to either handle this claim themselves or to... Read More

Top Rated

💪 Third-largest Home Insurer in the U.S. 

  • Save Up to $950 by bundling home & auto 
  • Customize coverage with flexible add-ons
  • 24/7 expert support & easy claims via mobile app
     
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