- Get Coverage as soon as Tomorrow!
- Short term coverage is ideal if you missed enrollment, can't afford traditional insurance, are between jobs, just graduated or retired early.
- Covers: ER & hospitals coverage, Doctors, Labs, Urgent Care & More
- Visit any doctor in their nationwide network; no referral required
- No long term commitment. Budget Friendly.
SelectMyPolicy Health Insurance Review
Health Insurance Companies Partnered with SelectMyPolicy
- Aetna
- Allied Insurance
- Anthem BlueCross BlueShield
- Humana
What’s Included with SelectMyPolicy?
- Prescription drugs
- Diagnostic tests and imaging
- Preventive care services
- Emergency room services and medical transportation
- Urgent care
- Mental health, behavioural health, and substance abuse needs
- Hospitalization
- Habilitation and rehabilitation services
- Pregnancy care
- Dental and eye care for children
- Primary care
*From Anthem BlueCross BlueShield Health Insurance Plan
Types of Health Insurance Plans
|
Businesses and Organizations |
Yes |
|
Individuals and Families |
Yes |
|
Short-Term Health Insurance |
Yes |
Other Plans Offered:
- Minimum Coverage
- Dental Coverage
- Catastrophic Coverage
*Information stated above are from Anthem BlueCross BlueShield Health Insurance
Plans Reviewed
Bronze Plan
- Overall deductibles: $5,750 per person and $11,500 per family for in-network providers. Co-payments and preventive care services is not included.
- Out-of-pocket limit: $6,350 per individual for in-network providers
- No overall annual limit for specific covered services
- Other covered services: Chiropractic care, Bariatric surgery, and hearing aids
Silver Plan
- Out-of-pocket limit: $3,800 per individual for in-network providers and $10,000 for out-of-network providers
- No annual maximum limit for selected covered services
- Overall deductible: $3,200 per person for in-network providers and $6,500 for out-of-network providers. Both do not include preventive care services.
- Other covered services: Private-duty nursing coverage that is limited to 2,000 hours, Hearing aids, Chiropractic care that is limited to 12 visits per benefit period
Gold Plan
- No annual limit for specific covered services
- Overall deductibles: $1,000 per person for in-network providers.
- Co-payments and preventive care services are not included.
- Out-of-pocket limit: $3,500 per individual for participating providersOther covered services: Hearing aids, Bariatric surgery, and Chiropractic care
* Information stated above are from Anthem BlueCross BlueShield Health Insurance
How Much Does It Save You?
|
|
Bronze |
Silver |
Gold |
|||
|
Services Offered |
In-Network (Your Cost) |
Out-of-Network (Your Cost) |
In-Network (Your Cost) |
Out-of-Network (Your Cost) |
In-Network (Your Cost) |
Out-of-Network (Your Cost) |
|
Preventive Care |
None |
Not covered |
None |
40% co-insurance |
None |
Not covered |
|
Primary care |
First 2 visits: 40% co-insurance 10% for the succeeding visits |
Not covered |
10% co-insurance |
40% co-insurance |
$30 co-pay |
Not covered |
|
Diagnostic Tests and Imaging |
10% co-insurance |
Not covered |
10% co-insurance |
40% co-insurance |
10% co-insurance |
Not covered |
|
Specialty Drugs |
10% co-insurance for retail |
Not covered |
10% co-insurance for retail and home delivery |
Not covered |
10% co-insurance for retail |
Not covered |
|
Generic Drugs |
10% co-insurance for retail and mail order |
Not covered |
10% co-insurance for retail and mail order |
40%co-insurance for retail only |
$15 co-pay per prescription for retails and $30 co-pay per prescription for mail order |
Not covered |
|
Outpatient Surgery |
10% co-insurance |
Not covered |
10% co-insurance |
40% co-insurance |
10% co-insurance |
Not covered |
|
Emergency Room Services |
$200 co-pay and 10% co-insurance |
$200 co-pay and 10% co-insurance |
$200 co-pay and 10% co-insurance |
Covered as in-network |
$200 co-pay and 10% co-insurance |
$200 co-pay and 10% co-insurance |
|
Emergency Medical Transportation |
$50 co-pay and 10% co-insurance |
Not covered |
10% co-insurance |
Covered as in-network |
10% co-insurance |
10% co-insurance |
|
Mental/Behavioral Health Outpatient Services |
10% co-insurance |
Not covered |
10% co-insurance |
40% co-insurance |
10% co-insurance |
Not covered |
|
Mental/Behavioral Health Inpatient Services |
10% co-insurance |
Not covered |
$500 co-pay per admission and 10% co-insurance |
$1,000 co-pay per admission and 40% co-insurance |
10% co-insurance |
Not covered |
|
Pregnancy Care |
10$ co-insurance |
Not covered |
10% co-insurance (Prenatal and postnatal care) |
40% co-insurance (Prenatal and postnatal care) |
10% co-insurance |
Not covered |
|
Rehabilitation and Habilitation Services |
10% co-insurance |
Not covered |
10% co-insurance |
40% co-insurance |
10% co-insurance |
Not covered |
* Information stated above are from Anthem BlueCross BlueShield Health Insurance
Annual Maximum Limit
|
Bronze |
None |
|
Silver |
None |
|
Gold |
None |
|
Platinum |
None |
* Information stated above are from Anthem BlueCross BlueShield Health Insurance
** Only on specific covered services
Summary
SelectMyPolicy makes it easy for health insurance shoppers find and compare different health insurance providers in their area. By doing this, it allows consumers to select the best health insurance plans that meet their individual coverage and budget needs.
Our Comments Policy | How to Write an Effective Comment
- Get Coverage as soon as Tomorrow!
- Short term coverage is ideal if you missed enrollment, can't afford traditional insurance, are between jobs, just graduated or retired early.
- Covers: ER & hospitals coverage, Doctors, Labs, Urgent Care & More
- Visit any doctor in their nationwide network; no referral required
- No long term commitment. Budget Friendly.