HealthPlans Review

Rating: 9.6 / 10 (Excellent)
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Health Plans is an online marketplace for health insurance products for individuals, families, seniors and young adults. The company offers consumers the opportunity to get and compare free plan quotes from leading health insurance providers. It matches them with health insurance providers that meet their coverage and budget needs.

What’s Included with Health Plans Health Insurance?

  • Hospitalization
  • Laboratory services
  • Maternity and newborn care
  • Emergency services
  • Ambulatory patient services
  • Prescription drugs
  • Rehabilitative and habilitative devices and services
  • Preventive and wellness services and chronic disease
  • Pediatric services that include vision and oral care

Types of Health Insurance Plans

Health Plans provides health insurance plans for young adults, individuals, families, and seniors. Insurers in their list of partnered companies offer specific type of plans that suits the individual needs of their clients.

Businesses and Organizations


Individuals and Families


Short-Term Health Insurance


Plans Reviewed

Bronze Insurance Plan

  • Affordable monthly premium with highest out-of-pocket costs
  • Covers 60% of health care expenses while remaining 40% is divided to be paid by the beneficiary as co-payment, co-insurance, or deductible.

Silver Insurance Plan

  • Covers 70% of health care expenses while remaining 30% is considered to be out-of-pocket expenses
  • Lower out-of-pocket cost and monthly premium rates compared to Bronze Plan.

Gold Insurance Plan

  • Pays a total of 80% of health care expenses
  • Consumers pay the remaining 20% in the form of co-payment, co-insurance, and deductible.
  • Provides wider range of medical services
  • Higher monthly premium in return for lower out-of-pocket expenses

Platinum Insurance Plan

  • Highest monthly premium
  • Covers 90% of health care expenses while giving customers 10% remaining balance to pay as a deductible, co-payment, or co-insurance.

How Much Does It Save You?


Prices and rates vary on the insurance company a customer chooses as well as the type of plan they desire to avail. The more coverage a plan has, the higher its price will be.



60% of covered health care expenses


70% of covered health care expenses


80% of covered health care expenses


90% of covered health care expenses 

Annual Maximum Limit

Each company comes with their own annual maximum limit for each of their individual health plans. Most health insurance provider does not offer an annual maximum limit on specific covered services for their policy while other companies have. Before purchasing a policy, make sure to check each company and compare their maximum annual limit.


Health Plans makes shopping for health insurance quick and easy. It helps you save time and money by giving you the convenience of starting your search online. By giving free quotes and letting consumers compare plans from different health insurance providers, it offers consumers the opportunity to select the best health insurance plans for their needs. Overall, a great place to begin searching for the best health insurance plans.





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Top Rated
Our Partner
9.7 / 10
  • Customizable Short-Term Health Plans for Gaps in Coverage
  • Eligible expenses include dental services, hospital services, and outpatient services
  • Visit any doctor in the Choice Plus network; no referral and no primary care physician (PCP) required
  • Coverage terms range from 30 days to less than 3 months
  • Customize your plan by selecting term, maximum lifetime benefit, out-of-pocket maximum, deductible, and coinsurance.