Health Plans America Review

Rating: 9.6 / 10 (Excellent)
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Health Plans of America is an online marketplace for health insurance products individuals, families, seniors and young adults. The company offers consumers the opportunity to get and compare free plan quotes from leading health insurance providers. It matches them with health insurance providers that meet their coverage and budget needs.

What’s Included with Health Plans of America Health Insurance?

  • Hospitalization
  • Laboratory services
  • Maternity and newborn care
  • Emergency services
  • Ambulatory patient services
  • Prescription drugs
  • Rehabilitative and habilitative devices and services
  • Preventive and wellness services and chronic disease
  • Pediatric services that include vision and oral care

*Based on United Health Care Health Insurance


Types of Health Insurance Plans

Health Plans of America provides health insurance plans for young adults, individuals, families, and seniors. Insurers in their list of partnered companies offer specific type of plans that suits the individual needs of their clients.


Businesses and Organizations


Individuals and Families


Short-Term Health Insurance



Plans Reviewed

Bronze Insurance Plan

  • Affordable monthly premium with highest out-of-pocket costs
  • Covers 60% of health care expenses while remaining 40% is divided to be paid by the beneficiary as co-payment, co-insurance, or deductible.

Silver Insurance Plan

  • Covers 70% of health care expenses while remaining 30% is considered to be out-of-pocket expenses
  • Lower out-of-pocket cost and monthly premium rates compared to Bronze Plan.

Gold Insurance Plan

  • Pays a total of 80% of health care expenses
  • Consumers pay the remaining 20% in the form of co-payment, co-insurance, and deductible.
  • Provides wider range of medical services
  • Higher monthly premium in return for lower out-of-pocket expenses

Platinum Insurance Plan

  • Highest monthly premium
  • Covers 90% of health care expenses while giving customers 10% remaining balance to pay as a deductible, co-payment, or co-insurance.

*Based on United Health Care Health Insurance


How Much Does It Save You?

Prices and rates vary on the insurance company a customer chooses as well as the type of plan they desire to avail. The more coverage a plan has, the higher its price will be.



60% of covered health care expenses


70% of covered health care expenses


80% of covered health care expenses


90% of covered health care expenses 


Annual Maximum Limit

Each company comes with their own annual maximum limit for each of their individual health plans. Most health insurance provider does not offer an annual maximum limit on specific covered services for their policy while other companies have. Before purchasing a policy, make sure to check each company and compare their maximum annual limit.



Health Plans of America makes shopping for health insurance quick and easy. It helps you save time and money by giving you the convenience of starting you search online. By giving free quotes and letting consumers compare plans from different health insurance providers, it offers consumers the opportunity to select the best health insurance plans for their needs. Overall, a great place to begin searching for the best health insurance plans.


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Customer Comments & Reviews

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Oxford, Massachusetts
DO NOT ENTER YOUR INFO ON THIS SITE!!!! IT IS A SCAM. I received an email stating that my AHCA is ending, and to click here to lear about "Trumpcare". I entered some basic info, and they sold my number and mail to dozens of hungry agents. In 10 minutes I received 15 calls, 5 emails and 4 text messages.

Sergey N
Lincoln, Nebraska
this is a scam. i tried to shop online and stumbled on after submitting personal info to receive a quote i instantly received a call from local phone with a lady on the phone. At first i was impressed with their proffesionalism and their rates were too good to be true with vision and dental included and no deductible and nationwide network. After I asked them if i can have benefits explanation in writing the agent said she can loose her license because providing in writing is contractual so without giving her cc first they can't give me anything in writing. That threw the first red flag. She claimed that insurance is with MultiPlan and its the largest network... Read More

Danielle N
Medina, Ohio
Do NOT, I repeat DO NOT enter any contact info on this website. The very minute I hit enter and my phone number was available I started receiving nonstop phone calls from different number and then I received very odd text messages from different numbers. It has been a complete nightmare since yesterday with no end in sight!!

Top Rated
Our Partner
9.6 / 10
  • Plans for seniors, young adults, individuals, and families
  • Get free quotes through  one simple online form
  • Be connected with leading health insurers nationwide
  • Shop on your own schedule
  • Compare options and prices