GoHealth Health Insurance Review

GoHealth - Overview

GoHealth is an online marketplace that can provide multiple end-to-end health care solutions. The website allows customers access to QHPs and off-marketplace coverage. All potential customers have to do is provide their location, date of birth, and tobacco usage, and they can receive monthly premium quotes from local and national carriers immediately. GoHealth's vast network allows individuals and families the opportunity to find the best suited plan at the best possible price. Along with individual health plans GoHealth offers:

• Medicare Insurance for Seniors
• Health Insurance for Groups
• Life Insurance
• Temporary Health Coverage
• Dental Insurance

Some of the Things Included with Plans Provided Through GoHealth

GoHealth offers the four "metal" categories of plans offered in the Health Insurance Marketplace. Each plan offers varying monthly premiums and coverage. Bronze plans are good for younger folks who are healthy as they are the lowest cost and will protect you in a worst case scenario. Platinum plans are good for those who require much medical care and can afford a high monthly premium. Some of the coverages included in these plans are:

Primary Care Visits
Diagnostic Tests
Hospital Stays
Generic and Specialty Drugs
Urgent Care
Rehabilitation
Mental Health Services
Substance Abuse Services

Types of Plans

Along with differences in coverage options, the four tiers of plans on the Health Insurance Marketplace offer varying degrees of cost to you:

Application

GoHealth makes applying for health insurance and sorting through providers very simple. After entering some basic preliminary information, customers are taken to a results page that shows all the plans available to them in their area along with the lowest priced plan first. GoHealth has an intuitive and easy to use interface that is more reminiscent of a travel website. Customers can easily refine searches along the left hand column by carrier, deductible and copayment amount, max out-of-pocket, plan type (EPO, HMO), "metal" tier, monthly premium, tax credit eligible, pediatric dental, and HSA eligible.

After selecting their preferred carrier, customers are taken straight to an easy online enrollment process. All in all, GoHealth has one of the easiest processes we've seen in applying for health insurance. 

Health Insurance with GoHealth

One of the main benefits of going with GoHealth for your health insurance needs, is the entire process from start to finish can easily be accomplished through the company's handy online portal. Additionally, GoHealth can estimate your tax subsidy online and apply the savings directly to the plan before you pay. In terms of customer service, the company has over 10,000 licensed insurance benefits advisors across the US who can offer personalized recommendations. Rounding out GoHealth's package is their ability to also offer other health insurance solutions like Medicare, group plans, and life insurance.