🇵🇷 Important Hurricane Maria Update from our Headquarters

eHealth Insurance Review


Rating: 9.7 / 10 (Excellent)
Disclosure: We receive advertising revenue from some partners.
 Learn more.
eHealth Insurance is an online service that helps individuals, families, and small businesses find and compare health insurance products from its network of health insurance companies. The company is a nationwide licensed seller of health insurance products. Its network of 180 health insurers companies include Anthem, Kaiser Permanente, and Cigna. eHealth Insurance also offers other types of health insurance products such as Dental, Life, Short-Term, Vision, and Health Discount Cards.

What’s Included with eHealth?

  • Emergency and urgent care
  • Inpatient hospital care
  • Outpatient services
  • Preventive care services
  • Prescription drugs

*Information stated above is based from Kaiser Permanente Health Insurance policy

Types of Health Insurance Plans

 

eHealth offers a wide network of health insurance providers to choose from. Health insurance plans are available for individuals, families and businesses.

 

Businesses and Organizations

Yes

Individuals and Families

Yes

Short-Term Health Insurance

Yes

Plans Reviewed

Bronze Plan

  • Overall deductibles of $5,000 per individual which do not apply to preventive care services
  • Out-of-pocket limit of $6,350 per person for in-network providers
  • Covers other services including Bariatric surgery, Acupuncture, Routine foot care, and Routine hearing tests
  • No overall annual limit on selected covered services

Silver Plan

  • Overall deductibles of $2,500 per person which do not apply to preventive care services and prescription drugs
  • Other deductibles of $250 per person for prescription drugs
  • No annual maximum limit for selected covered services
  • Out-of-pocket limit of $6,250 per individual for in-network providers
  • Covers other services such as Routine hearing tests, Private-duty nursing, Hearing aids

Gold Plan

  • No annual maximum limit on selected covered services
  • Overall deductibles of $1,000 per person which do not apply to preventive care services
  • Covers other services such as Routine hearing tests, Chiropractic care, Routine eye exam for adults, and Routine foot care
  • Out-of-pocket limit of $6,350 per individual for in-network providers

Platinum Plan

  • No overall annual limit for selected covered services
  • No overall deductibles
  • Covers other services such as Routine foot care, Acupuncture, Bariatric surgery, and Routine hearing tests

*Coverage are based on Kaiser Permanente Health Insurance policy

How Much Does It Save You?

Services Offered

KP Bronze 60 HSA HMO

(Your Cost)

KP Silver 70 HMO 1500/40

(Your Cost)

KP Gold 80 HMO Co-insurance

(Your Cost)

KP Platinum 90 HMO

(Your Cost)

Preventive Care

None

None

None

None

Primary Care

40% after deductible

$40

$35

$20

Inpatient Hospital Care

40% after deductible

30% after deductible

20%

$290 a day up to 5 days

Outpatient Surgery

40% after deductible

30% after deductible

20%

$290

Prenatal and Postnatal

None

None

None

None

Delivery and Inpatient Well-Baby Care (Maternity)

40% after deductible

30% after deductible

20%

$290 a day up to 5 days

Lab Tests

40% after deductible

$35 after deductible

$35

$20

X-rays

40% after deductible

40% after deductible

$50

$40

Urgent Care

40% after deductible

$40

$35

$20

Ambulance Services

40% after deductible

$250 after deductible

$250

$150

Generic Drugs

40% after deductible

$20

$15

$5

Specialty Drugs

40% after deductible

30% after $250 brand deductible

20% up to $250 per prescription

10% up to $250 per prescription

Emergency Department Visit

40% after deductible

$250 after deductible

$250

$150

Mental Health Visit

40% after deductible

$40

$35

$20

MRI, CT, PET

40% after deductible

$250 after deductible

20%

$150

*Based on Kaiser Permanente Health Insurance policy

Annual Maximum Limit

Bronze

None

Silver

None

Gold

None

Platinum

None

The Bottom Line

eHealth Insurance’s extensive network of over 180 health insurance carriers gives consumers a wide selection of health insurance policies to choose from.  With its simple online form, consumers are instantly connected to leading health insurance companies nationwide. A convenient and quick way of shopping for health insurance.


Leave a comment for eHealth Insurance
Minimum 2-3 sentences.
 No maximum length.
* What's Your Rating?
To make this comment as helpful as possible for our community, please provide at least 2 sentences.

Top Rated
9.7 / 10
  • Plans starting at $104 per month
  • Over 180 carriers to choose from
  • Interim Coverage for $0.59 a day
  • A- BBB Accredited
  • Featured on CNN, Wall Street Journal, The New York Times, and Kiplinger’s
  • Partnered with health insurance providers including Anthem, Kaiser Permanente, and Cigna