Health Insurance
of 2024
- Get Coverage as soon as Tomorrow!
- Short term coverage is ideal if you missed enrollment, can't afford traditional insurance, are between jobs, just graduated or retired early.
- Covers: ER & hospitals coverage, Doctors, Labs, Urgent Care & More
- Visit any doctor in their nationwide network; no referral required
- No long term commitment. Budget Friendly.
Assurant Health Insurance Review
What’s Included with Assurant Health?
- Outpatient surgery
- Immediate medical attention
- Hospitalization
- Prescription drugs
- Diagnostic tests and imaging
- Primary care
- Preventive care services
- Mental health, behavioural health, or substance abuse needs
- Pregnancy care
- Child dental or eye care
- Rehabilitation and habilitation services
Types of Health Insurance Plans
|
Businesses and Organizations |
Yes |
|
Individuals and Families |
Yes |
|
Short-Term Health Insurance |
Not Stated |
Other Plans Offered:
- Fixed Benefit Plan
- Supplemental Coverage and Self-Funded Program
Plans Reviewed
Bronze Plan
- Out-of-pocket limit: $6,350 for participating providers and $19,050 for non-participating providers
- Overall deductibles: $5,000 for in-network providers and $15,000 for out-of-network providers. No overall annual limit on selected covered services
- Other covered services: Non-emergency care when traveling outside US, Chiropractic care
Silver Plan
- Overall deductibles: $2,000 for participating providers and $6,000 for non-participating providers
- Out-of-pocket limit: $6,350 for participating providers and $19,050 for non-participating providers
- No maximum annual limit on selected covered services
- Other covered services: Chiropractic care, Non-emergency care when traveling outside the US
Gold Plan
- No annual maximum limit on specific covered services
- Overall deductibles: None for participating providers and $5,000 for non-participating providers
- Out-of-pocket limit: $6,350 for in-network providers and $10,000 for out-of-network providers
- No need for referral to see a specialist
- Other covered services: Hearing aids, Chiropractic care, Non-emergency care when traveling outside US
Platinum Plan
- Out-of-pocket limit: $2,000 for participating providers and $10,000 for non-participating providers
- No overall annual limit on specific covered services
- Overall deductibles: None for participating providers and $5,000 for non-participating providers
- No need for referral to see a specialist
- Other covered services: Hearing aids, Chiropractic care, Non-emergency care when traveling outside US
*Information stated above are for consumers residing in the state of Georgia. Details vary per state.
How Much Does It Save You?
|
|
Bronze |
Silver |
Gold |
Platinum |
||||
|
Services Offered |
In-Network (Your Cost) |
Out-of-Network (Your Cost) |
In-Network (Your Cost) |
Out-of-Network (Your Cost) |
In-Network (Your Cost) |
Out-of-Network (Your Cost) |
In-Network (Your Cost) |
Out-of-Network (Your Cost) |
|
Preventive Care |
25% co-insurance |
40% co-insurance |
40% co-insurance |
40% co-insurance |
25% co-insurance |
40% co-insurance |
25% co-insurance |
40% co-insurance |
|
Primary Care |
$35 co-pay per visit |
40% co-insurance |
$30 co-pay per visit |
40% co-insurance |
$25 co-pay per visit |
40% co-insurance |
$25 co-pay per visit |
40% co-insurance |
|
Generic Drugs |
25% co-insurance |
40% co-insurance |
$15 co-pay/30-day supply $45 co-pay/90-day supply |
$15 co-pay/30-day supply $45 co-pay/90-day supply |
$15 co-pay/30-day supply $45 co-pay/90-day supply |
$15 co-pay/30-day supply $45 co-pay/90-day supply |
$10 co-pay/30-day supply $30 co-pay/90-day supply |
$10 co-pay/30-day supply $30 co-pay/90-day supply |
|
Specialty Drugs |
25% co-insurance |
40% co-insurance |
40% co-insurance |
40% co-insurance |
25% co-insurance |
40% co-insurance |
25% co-insurance |
40% co-insurance |
|
Diagnostic Tests and Imaging |
25% co-insurance |
40% co-insurance |
40% co-insurance |
40% co-insurance |
40% co-insurance |
40% co-insurance |
25% co-insurance |
40% co-insurance |
|
Outpatient Surgery |
25% co-insurance |
40% co-insurance |
40% co-insurance |
40% co-insurance |
25% co-insurance |
40% co-insurance |
25% co-insurance |
40% co-insurance |
|
Hospital Stay |
25% co-insurance |
40% co-insurance |
40% co-insurance |
40% co-insurance |
25% co-insurance |
40% co-insurance |
25% co-insurance |
40% co-insurance |
|
Mental/Behavioral Health Outpatient Services |
$35 co-pay per visit |
40% co-insurance |
$30 co-pay per visit |
40% co-insurance |
$25 co-pay per visit |
40% co-insurance |
$25 co-pay per visit |
40% co-insurance |
|
Mental/Behavioral Inpatient Services |
25% co-insurance |
40% co-insurance |
40% co-insurance |
40% co-insurance |
25% co-insurance |
40% co-insurance |
25% co-insurance |
40% co-insurance |
|
Pregnancy Care |
25% co-insurance |
40% co-insurance |
40% co-insurance |
40% co-insurance |
25% co-insurance |
40% co-insurance |
25% co-insurance |
40% co-insurance |
|
Rehabilitation and Habilitation Services |
25% co-insurance |
40% co-insurance |
40% co-insurance |
40% co-insurance |
25% co-insurance |
40% co-insurance |
25% co-insurance |
40% co-insurance |
|
Urgent Care |
25% co-insurance |
40% co-insurance |
40% co-insurance |
40% co-insurance |
25% co-insurance |
40% co-insurance |
25% co-insurance |
40% co-insurance |
|
Emergency Room Services |
$100 access fee, 25% co-insurance |
$100 access fee, 25% co-insurance |
$100 access fee, 40% co-insurance |
$100 access fee, 40% co-insurance |
$100 access fee, 25% co-insurance |
$100 access fee, 25% co-insurance |
$100 access fee, 25% co-insurance |
$100 access fee, 25% co-insurance |
|
Emergency Medical Transportation |
25% co-insurance |
25% co-insurance |
40% co-insurance |
40% co-insurance |
25% co-insurance |
25% co-insurance |
25% co-insurance |
40% co-insurance |
*Details vary per state
Annual Maximum Limit
|
Bronze |
None |
|
Silver |
None |
|
Gold |
None |
|
Platinum |
None |
*Only on specific covered services
The Bottom Line
Assurant Health may not be a budget-friendly health insurance provider which may not be appealing to most consumers.
Our Comments Policy | How to Write an Effective Comment
Customer Comments & Reviews
- Get Coverage as soon as Tomorrow!
- Short term coverage is ideal if you missed enrollment, can't afford traditional insurance, are between jobs, just graduated or retired early.
- Covers: ER & hospitals coverage, Doctors, Labs, Urgent Care & More
- Visit any doctor in their nationwide network; no referral required
- No long term commitment. Budget Friendly.