Agile Health Insurance Review

#2 in Health Insurance

Agile Health Insurance is an online source for short term life insurance. It offers instant quotes from multiple health insurance companies. The company allows customers to easily compare health insurance quotes and find the best provider that meets their needs. Qualified customers can be approved in as little as 15 minutes and flexible term health insurance plans with 360- to 364-day options.

What’s Included with Agile Health Insurance?

  • Laboratory services
  • Prescription drugs
  • Hospitalization
  • Pediatric services that includes vision and oral care
  • Maternity and newborn care
  • Preventive and wellness services and chronic disease management
  • Rehabilitative and habilitative devices and services
  • Ambulatory patient services
  • Emergency services

*Information based on United Health Care Health Insurance

Types of Health Insurance Plans

Agile let consumers choose from different types of health insurance plans that their providers offer. Each health insurance company has distinctive type of plans rendered which fits their customer’s specific needs.

Businesses and Organizations

Yes

Individuals and Families

Yes

Short-Term Health Insurance

Yes

*Information based on United Health Care Health Insurance

Plans Reviewed

Bronze Insurance Plan

  • Affordable monthly premium with highest out-of-pocket costs
  • Covers 60% of health care expenses while remaining 40% is divided to be paid by the beneficiary as co-payment, co-insurance, or deductible.

Silver Insurance Plan

  • Covers 70% of health care expenses while remaining 30% is considered to be out-of-pocket expenses
  • Lower out-of-pocket cost and monthly premium rates compared to Bronze Plan.

Gold Insurance Plan

  • Pays a total of 80% of health care expenses
  • Consumers pay the remaining 20% in the form of co-payment, co-insurance, and deductible.
  • Provides wider range of medical services
  • Higher monthly premium in return for lower out-of-pocket expenses

Platinum Insurance Plan

  • Highest monthly premium
  • Covers 90% of health care expenses while giving customers 10% remaining balance to pay as a deductible, co-payment, or co-insurance.

*Information based on United Health Care Health Insurance

How Much Does It Save You?

Prices offered to consumers vary on their chosen health insurance provider and coverage plan. The more coverage their health insurance has, the higher their quote will be.

Bronze

60% of covered health care expenses

Silver

70% of covered health care expenses

Gold

80% of covered health care expenses

Platinum

90% of covered health care expenses 

*Information based on United Health Care Health Insurance

Annual Maximum Limit

Annual maximum limit also depends on the health insurance company a customer chooses to work with. Most companies do not have annual maximum limit on specific covered services in their policy while other providers have. Make sure to check it with each health insurance carrier to know their limit on their coverage plans.

Summary

Agile Health Insurance makes enrolling for short term life insurance policy with its easy online application that can be accomplished in as little as 15 minutes. It even lets people select from multiple life insurance policies from different life insurance providers enabling them to select the best life insurance policies based on coverage and premiums. But being affordable does not stop policy holders from enjoying access to a wide selection of health care providers including dental discounts and customized plans from 1 month to 11 months.

Start your review for Agile Health Insurance