Agile Health Insurance Review


Rating: 9.7 / 10 (Excellent)
4 Customer Reviews - see all reviews
Disclosure: We receive advertising revenue from some partners. Learn more.
How is Agile rated?
10/10
Cost
10/10
Network Size
10/10
Financial Reputation
10/10
Customer Experience
10/10
Coverage

Agile Health Insurance is an online source for short term life insurance. It offers instant quotes from multiple health insurance companies. The company allows customers to easily compare health insurance quotes and find the best provider that meets their needs. Qualified customers can be approved in as little as 15 minutes and flexible term health insurance plans with 360- to 364-day options.

What’s Included with Agile Health Insurance?

  • Laboratory services
  • Prescription drugs
  • Hospitalization
  • Pediatric services that includes vision and oral care
  • Maternity and newborn care
  • Preventive and wellness services and chronic disease management
  • Rehabilitative and habilitative devices and services
  • Ambulatory patient services
  • Emergency services

*Information based on United Health Care Health Insurance

Types of Health Insurance Plans

Agile let consumers choose from different types of health insurance plans that their providers offer. Each health insurance company has distinctive type of plans rendered which fits their customer’s specific needs.

Businesses and Organizations

Yes

Individuals and Families

Yes

Short-Term Health Insurance

Yes

*Information based on United Health Care Health Insurance

Plans Reviewed

Bronze Insurance Plan

  • Affordable monthly premium with highest out-of-pocket costs
  • Covers 60% of health care expenses while remaining 40% is divided to be paid by the beneficiary as co-payment, co-insurance, or deductible.

Silver Insurance Plan

  • Covers 70% of health care expenses while remaining 30% is considered to be out-of-pocket expenses
  • Lower out-of-pocket cost and monthly premium rates compared to Bronze Plan.

Gold Insurance Plan

  • Pays a total of 80% of health care expenses
  • Consumers pay the remaining 20% in the form of co-payment, co-insurance, and deductible.
  • Provides wider range of medical services
  • Higher monthly premium in return for lower out-of-pocket expenses

Platinum Insurance Plan

  • Highest monthly premium
  • Covers 90% of health care expenses while giving customers 10% remaining balance to pay as a deductible, co-payment, or co-insurance.

*Information based on United Health Care Health Insurance

How Much Does It Save You?

Prices offered to consumers vary on their chosen health insurance provider and coverage plan. The more coverage their health insurance has, the higher their quote will be.

Bronze

60% of covered health care expenses

Silver

70% of covered health care expenses

Gold

80% of covered health care expenses

Platinum

90% of covered health care expenses 

*Information based on United Health Care Health Insurance

Annual Maximum Limit

Annual maximum limit also depends on the health insurance company a customer chooses to work with. Most companies do not have annual maximum limit on specific covered services in their policy while other providers have. Make sure to check it with each health insurance carrier to know their limit on their coverage plans.

Summary

Agile Health Insurance makes enrolling for short term life insurance policy with its easy online application that can be accomplished in as little as 15 minutes. It even lets people select from multiple life insurance policies from different life insurance providers enabling them to select the best life insurance policies based on coverage and premiums. But being affordable does not stop policy holders from enjoying access to a wide selection of health care providers including dental discounts and customized plans from 1 month to 11 months.

Start your review for Agile Health Insurance

Latest Reviews

Loading Reviews ...
Bethany
Louisville, Colorado
4/5/2017
Scam!!!! Will tell you that you are covered then turn arouns and deny your claim. I have filed a complaint against this company. Do not go through agile!!

Khoa B
3/28/2017
terrible insurance. Super slow web site. Its a scam

M
Megan
Hazelwood, Missouri
2/6/2017
Got dental and vision together through Agile Health Insurance. I got an eye exam at the facility where Agile's customer service rep told me was a provider. The facility couldn't find me in their system, had to charge me the full service of a walk-in. I tried calling Agile to find a dental provider. Got transferred and disconnected a bunch of times, and during one phone call I could hardly hear the customer service rep. The connection was horrible, she kept coming in and out. When I tried telling the rep I couldn't understand her, she was very condescending to me. Also, regarding the vision insurance, there is no insurance card, at least through the plan I mistakenly signed up for. I... Read More

lortega
Clermont, Florida
1/30/2017
It was sold during the ACA as a low-cost option, unfortunately it is not. You will still have to pay the tax penalty even if you pay for the full Agile year. Interesting enough, during that year the only 3 times that I need it, it didn't work, all try time, the doctor offices preferred to charge me for a "walk in" rather than process it, actually one of the doctor's office did not recognize it at all. Sadly enough after paying for a year and waiting for the tax information, is that they tell me that they can't provide that tax information, and I'll have to pay the tax penalty after all.

Start your review for Agile Health Insurance