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Compare Identity Guard vs. TransUnion Credit Reporting

What’s the difference between Identity Guard® Credit Reporting and TransUnion Credit Reporting? See how our editors compare the two companies below.
Last Updated: April 19, 2024
Identity Guard
4.5 / 5 - Excellent
#1 in Credit Reporting
TransUnion
4.5 / 5 - Excellent
#4 in Credit Reporting
vs

Key Facts

  • 3 Credit reports & $1M Identity Theft insurance**
  • Helped protect more than 47 million identities
  • Monthly Credit Score* updates
  • A+ BBB rating
  • What matters most is how a company helps you when your identity is stolen
  • Unlimited TransUnion score and report updates
  • Email updates of critical credit information changes
  • 1-Touch Credit Lock
  • Interactive graph of your score history
  • Personalized credit and debt analysis
  • Up to $1,000,000 in ID Theft Insurance

OVERALL RATINGS

 Identity GuardTransUnion
Plans and Pricing3.5/54.5/5
Report Details and Frequency4.5/54.3/5
Credit Bureau & Credit Scores5.0/54.5/5
Monitoring and Extra Features5.0/54.5/5

How do their reports differ?

Credit Bureaus Covered

 Identity GuardTransUnion
Equifax
Experian
TransUnion
 Identity GuardTransUnion
Credit Report Frequency
Monthly
Monthly
Access to Credit Reports
Yes
Yes

Monitoring & Tools Compared

 Identity GuardTransUnion
Credit Tools
Credit Change Alerts
Social Media Insights
Credit Change Alerts
Historical Score Tracking
Security & Protection
Identity Theft Monitoring
Identity Theft Insurance
Identity Restoration Support
Lost Wallet Protection
Identity Theft Monitoring
Identity Theft Insurance
Identity Theft Insurance Limit
$1,000,000
$1,000,000

Comparison of Plans & Pricing

 Identity GuardTransUnion
30-day Trial Available?
No
Yes
Free Report Offered?
No
No
Monthly Price
Starting at $15.99
Starting at $19.95

Reputation & Support

 Identity GuardTransUnion
Mobile App
Yes
Yes
Alert Methods
Text
Email
Mobile App
Email

Customer Feedback

 Identity GuardTransUnion
BBB Rating
A+
A
Trust Pilot Rating
4.1 out of 10
4.3 out of 10

Contact & Additional Information

 Identity GuardTransUnion
Year Founded
1995
1996
Homepage URL
Company Phone
(877) 505-7054
(800) 888-4213
Headquarters Address
Network Drive, 3rd Floor, Burlington, MA, 01803
555 W. Adams St., Chicago, IL, 60661
Mailing Address
15 Network Drive, 3rd Floor, Burlington, MA, 01803
P.O. Box 2000, Chester, PA, 19016

Final Verdict

Identity Guard® Credit Reporting and TransUnion Credit Reporting are very close in quality and have the same overall rating. That said, Identity Guard scores better than TransUnion across: Report Details and Frequency, Credit Bureau & Credit Scores, and Monitoring and Extra Features. Whereas, TransUnion scores better on Plans and Pricing.