Compare Identity Guard vs. TransUnion Credit Reporting

What’s the difference between Identity Guard® Credit Reporting and TransUnion Credit Reporting? See how our editors compare the two companies below.
Last Updated: April 19, 2018
Disclosure: We receive advertising revenue from some partners. 
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Identity Guard
8.9 / 10 - Excellent
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TransUnion
9.1 / 10 - Excellent
#2 in Credit Reporting
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Key Facts

  • 3 Credit reports & $1M Identity Theft insurance
  • Pay $3 for 30 days. Cancel anytime.
  • Helped protect more than 47 million identities
  • Quarterly Credit Score* updates
  • A+ BBB rating
  • What matters most is how a company helps you when your identity is stolen
  • Unlimited TransUnion score and report updates
  • Email updates of critical credit information changes
  • 1-Touch Credit Lock
  • Interactive graph of your score history
  • Personalized credit and debt analysis
  • Up to $1,000,000 in ID Theft Insurance

OVERALL RATINGS

 Identity GuardTransUnion
Credit Score & Reports9/109/10
Monitoring & Tools10/109/10
Plans and Pricing7/109/10
Reputation & Support10/1010/10

How do their reports differ?

Credit Bureaus Covered

 Identity GuardTransUnion
Equifax
Experian
TransUnion
 Identity GuardTransUnion
Credit Report Frequency
Monthly
Monthly
Access to Credit Reports
Yes
Yes

Monitoring & Tools Compared

 Identity GuardTransUnion
Credit Tools
Credit Change Alerts
Social Media Insights
Credit Change Alerts
Historical Score Tracking
Security & Protection
Identity Theft Monitoring
Identity Theft Insurance
Identity Restoration Support
Lost Wallet Protection
Identity Theft Monitoring
Identity Theft Insurance
Identity Theft Insurance Limit
$1,000,000
$1,000,000

Comparison of Plans & Pricing

 Identity GuardTransUnion
30-day Trial Available?
No
Yes
Free Report Offered?
No
No
Monthly Price
Starting at $19.99
Starting at $19.95

Reputation & Support

 Identity GuardTransUnion
Mobile App
Yes
Yes
Alert Methods
Text
Email
Mobile App
Email

Customer Feedback

 Identity GuardTransUnion
BBB Rating
A+
A-
Number of BBB Positive Reviews
0
1
Number of BBB Neutral Reviews
0
2
Number of BBB Negative Reviews
2
121
Trust Pilot Rating
7.4 out of 10
5.8 out of 10

Contact & Additional Information

 Identity GuardTransUnion
Year Founded
1995
1996
Homepage URL
Company Phone
(877) 505-7054
(800) 888-4213
Headquarters Address
3901 Stonecroft Boulevard, Chantilly, VA, 20153
555 W. Adams St., Chicago, IL, 60661
Mailing Address
3901 Stonecroft Boulevard, Chantilly, VA, 20153
P.O. Box 2000, Chester, PA, 19016

Final Verdict

TransUnion Credit Reporting has a higher overall rating than Identity Guard® Credit Reporting. TransUnion scores better than Identity Guard across: Plans and Pricing. However, Identity Guard scores better on Credit Score & Reports, and Monitoring & Tools. Both companies score similarly on Reputation & Support.