Compare FreeCreditReport.com vs. Identity Guard Credit Reporting

What’s the difference between FreeCreditReport.com Credit Reporting and Identity Guard® Credit Reporting? See how our editors compare the two companies below.
Last Updated: April 19, 2018
Disclosure: We receive advertising revenue from some partners. 
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FreeCreditReport.com
9.2 / 10 - Excellent
#1 in Credit Reporting
Identity Guard
8.9 / 10 - Excellent
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Key Facts

  • Our #1 Rated Pick, A+ rating by BBB
  • Experian credit report is completely FREE
  • TRULY: No credit card required
  • Checking your own report doesn’t hurt your credit
  • Report refreshed every 30 days on sign up
  • 3 Credit reports & $1M Identity Theft insurance
  • Pay $3 for 30 days. Cancel anytime.
  • Helped protect more than 47 million identities
  • Quarterly Credit Score* updates
  • A+ BBB rating
  • What matters most is how a company helps you when your identity is stolen

OVERALL RATINGS

 FreeCreditReport.comIdentity Guard
Credit Score & Reports8/109/10
Monitoring & Tools9/1010/10
Plans and Pricing10/107/10
Reputation & Support9/1010/10

How do their reports differ?

Credit Bureaus Covered

 FreeCreditReport.comIdentity Guard
Equifax
Experian
TransUnion
 FreeCreditReport.comIdentity Guard
Credit Report Frequency
Monthly
Monthly
Access to Credit Scores
Yes
Access to Credit Reports
Yes
Yes

Monitoring & Tools Compared

 FreeCreditReport.comIdentity Guard
Credit Tools
Credit Change Alerts
Credit Change Alerts
Social Media Insights
Security & Protection
Identity Theft Monitoring
Identity Theft Monitoring
Identity Theft Insurance
Identity Restoration Support
Lost Wallet Protection

Comparison of Plans & Pricing

 FreeCreditReport.comIdentity Guard
30-day Trial Available?
No
No
Free Report Offered?
Yes
No

Reputation & Support

 FreeCreditReport.comIdentity Guard
Mobile App
Yes
Yes
Alert Methods
Email
Mobile App
Text
Email
Mobile App

Customer Feedback

 FreeCreditReport.comIdentity Guard
BBB Rating
A-
A+
Number of BBB Positive Reviews
3
0
Number of BBB Neutral Reviews
0
0
Number of BBB Negative Reviews
14
2
Date Collected
2017-11-13

Contact & Additional Information

 FreeCreditReport.comIdentity Guard
Year Founded
1995
1995
Homepage URL
Company Phone
(866) 617-1894
(877) 505-7054
Mailing Address
PO Box 2390, Allen, TX, 75013
3901 Stonecroft Boulevard, Chantilly, VA, 20153

Final Verdict

FreeCreditReport.com Credit Reporting has a higher overall rating than Identity Guard® Credit Reporting. FreeCreditReport.com scores better than Identity Guard across: Plans and Pricing. However, Identity Guard scores better on Credit Score & Reports, Monitoring & Tools, and Reputation & Support.