YourScoreAndMore provides both credit scores and reports from the Big Three credit bureaus. The reports are apparently delivered only by email, though this is not spelled out explicitly in the company's website.

It does not appear that YourScoreAnd More provides a credit analysis calculator, historical score tracking, an interest rate estimator, or social media insights. This puts it at a competitive disadvantage with many others in the credit reporting industry.

Unlike many of its competitors, Your ScoreAndMore does not offer a free trial. The company offers a seven-day trial membership with a $1 processing fee. After that, the monthly fee is $39.94, though there is a substantial discount for paying semi-annually or yearly. The monthly fee is definitely higher than many of YourScoreAndMore's competitors, so it may not be your best option if you're trying to keep costs low.

YourScoreAndMore is a BBB-accredited business and enjoys A+ rating, though it has only a handful of reviews. The BBB lists the company as a sole proprietorship and provides an address in Goleta California. However, no information is listed as to the identity of the proprietor of the company. The company's Terms of Service also fail to identify precisely whom the customer is doing business with, and appears to have been copied from a completely different website. The domain name is registered to a Nora P. of Nations Info Corp. The company does not have an entry in TrustPilot. This lack of transparency raises a red flag.