Aflac Business Insurance Review

Rating: 9.3 / 10 (Excellent)
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Aflac is an insurance company that handles employee benefits, PEO, broker relationships, individual and business insurance. It offers customized policies that include Aflac plus rider, critical illness, short-term disability, accident and hospitalization for your employees. Aflac also offers voluntary business insurance for employees that lets them increase health care coverage.

Services and Features

Aflac Business Insurance offers business insurance for small business owners and employers. Its business insurance policies are highly flexible allowing businesses to customize their coverage according to specific preferences and needs.

Business insurance coverage includes short-term disability, hospital indemnity and cancer insurance for employees. Aflac pays cash benefits directly to policy holders. This can then be used for a variety of purposes such as every bills, transportation costs or emergency treatment.

Voluntary insurance on the other hand provides protection in the event of serious illness or accidents. It covers out-of-pocket and medical expenses that standard medical insurance doesn’t cover.

Accident insurance covers ambulance transportation, hospital confinement, room treatment, diagnostic exams, follow-up treatment, physical therapy and optional accidental death benefit rider. This includes cancer coverage which is not regularly covered by medical insurance. In the event of a cancer diagnosis, the policyholder will receive cash benefits that can be used for daily living expenses.

Services and Features

Online Quotation

Find Local Agent Online

Online Claims

Pay Bill Online


General Liability

Professional Liability

Product Liability

Commercial Property

Worker’s Compensation

Employee Benefits

Business Types Covered

Service Providers 

Product Manufacturers

Small Business Owners

Small-Medium Size Enterprise

Business Size

Small Business

Medium-size Business

Large Scale Enterprises

Individual Policy

Group Policy

Customer Support



Online Account Management

Live Chat


Business Insurance at Aflac

Aflac is a good fit for small businesses shopping for business insurance. Its list coverage is ideal for businesses searching for protection against unexpected losses or employee-related expenses. Highly customizable plans gives businesses the option of selecting a business insurance plan that meets their needs and budget.


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Top Rated
Our Partner
9.5 / 10
  • Rated “A” by A.M. Best
  • Specialist in Worker’s Compensation Insurance
  • Highly Specialized Solutions
  • Available for a wide range of industries
  • 24/7 online claims filing and expert customer service
  • Protects businesses against over-insuring