Spirit Dental and Vision Insurance Review

Rating: 9.3 / 10 (Excellent)
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Spirit Dental & Vision is a free resource for dental insurance with an optional choice of vision insurance. Spirit Vision plan is provided through EyeMed Vision Care Network. They are underwritten by Ameritas Insurance Corp.

Services and Features

The company offers access to a broad network of providers as well as well-known optical retail brands across the United States, letting consumers enjoy savings on eyewear and eye care.

Consumers can locate a vision insurance provider by searching through EyeMed Vision Care’s website. To enjoy these benefits, consumers must first register and enroll to secure a membership. The member then presents their plan ID and Member ID number to their chosen provider. No claim or authorization forms is required for in-network benefits.

In-Network Inclusions:

  • Contact lens wearers will pay up to $55 for standard contact lens exam which includes fit and follow-up. Receive 10% off retail price for premium contact lens exam, fit and follow-up.
  • $20 co-pa on eyeglass lenses once every 24 months. Plans cover standard plastic single vision, bifocal or trifocal lenses of any size and power.
  • $20 co-pay on contact lenses once every 24 months. Plans include a $130 retail allowance which can be applied toward the purchase of conventional or disposable contact lenses. In case a member selects conventional contact lenses with a retail price of over $130, they will receive 15% off the balance.
  • $0 co-pay on frames once every 24 months. Plans include $130 retail allowance which can be applied toward the purchase of any frame available at the provider location. The client will receive 20% discount off the balance if they choose a frame over $130.

Additional Discounts:

  • 15% off additional purchases of conventional contact lenses
  • 20% off non-covered items like cleaning cloths or non-prescription sunglasses
  • 40% off additional complete pairs of eyeglasses

Out-Of-Network Inclusions:


  • Up to $30 on bifocal lenses
  • Up to $40 on trifocal lenses
  • Up to $20 on single vision lenses
  • Up to $25 on eye examination
  • Up to $40 on frames
  • Up to $60 on contact lenses

Vision Insurance at Spirit Dental and Vision

Spirit Vision insurance plans from EyeMed Vision Care Network gives consumers a wide selection of top optical retailers, online options, and independent providers to choose from. Members can also enjoy savings and extra discounts on major procedures like LASIK.

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Our Partner
9.3 / 10
  • 30-day money back guarantee
  • Locate a provider online
  • A+ BBB accredited
  • Savings on eye care and eyewear
  • Access to thousands of nationwide providers including top optical retail brands