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Patriot Home Mortgage VA Loans Review

Rating: 8.5 / 10 (Excellent)
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Patriot Home Mortgage, a Utah-based mortgage servicer founded in 2011, provides home mortgage refinance loan, bad debt credit consolidation loan, bill consolidation, VA loans, and online mortgage information services across all 50 states. Patriot Home Mortgage offers free consultation services, as well as a variety of educational resources for their customers. They have an A+ rating with the BBB.

Patriot Home Mortgage offers mortgage products which include conventional, construction, USDA, jumbo, reverse, FHA, Harp and VA loans. Patriot Home Mortgage offers a pre-approved VA loan program specifically for veterans with no down payment needed. Patriot Home Mortgage offers veterans quick and easy VA financing with fast pre-approval and help from expert mortgage consultants.   

Services and Features  

Patriot Home Mortgage designed a VA Loan Program specifically for veterans and their home financing needs. The company offers a streamlined refinance, VA purchase and cash out refinance process to help veterans process their loans quickly. Patriot Home Mortgage VA Loan rates vary on the desired loan amount, loan type and credit score.

The VA loan lets borrowers purchase their preferred home with no down payment. The company provides pre-approved VA Loans in just a few minutes. Patriot Home Mortgage allows their client to borrow up to 100% home’s appraised value. Expert mortgage consultants from the company discuss and break down every cost to help clients reach their financial goals. The company gives free no obligation consultation to their future and existing clients.

Streamline IRRRL does not require a borrower's income or asset documentation. Clients provide only a few pieces of information needed to process your loan. The company will contact the borrower as soon as they get the application.

Types of Homes





Mortgage Options Offered

VA Loans

Fixed Rate Mortgage

Adjustable Rate Mortgage

FHA Loans

Jumbo Loans

HARP Loans


Mortgage Related Fees

Appraisal Fee

Origination Fee

Credit Report


Closing Fee

Private Mortgage Insurance

Inspection Fee


The lender will gather information about the borrower’s debts and income. A determination will be made as how much the borrower can pay for a house. Every VA loan program can offer different valuations.   


Mortgage Rates will vary based the program you choose. The company offers different fees, points and rates per programs. Patriot mortgage professionals help the borrower in recommending suitable mortgage programs and evaluating  their situation for financial guidance.

VA Loans at Patriot Home Mortgage    

Patriot Home Mortgage offers a streamlined application process that makes qualifying for a VA loan fast and easy. With a no down payment option, and the ability to provide borrowers with loans of up to 100% of the home’s appraised value with no appraisal fee, customers will find Patriot Home Mortgage an attractive option as opposed to standard home loans with down payment requirements.

Top Rated
Our Partner
10 / 10
  • Easier qualification compared to conventional loans
  • Quick, easy application process
  • Get the best rates by letting banks compete for your business
  • Calculate what you can afford with VA Loan Calculator
  • Free personalized mortgage rates in minutes

Latest Patriot Home Mortgage Reviews

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Charles S
Chandler, Arizona

This place is a scam. They want your information to sell to other companies which will also send you junk mail and will put you on additional mailing lists. Attempts to be removed from their lists go nowhere, I called 6 times before giving up. There is no return address on their fliers to send the mail back to them.

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Patriot Home Mortgage VA Loans