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Compare Berkshire Hathaway vs. Travel Guard Insurance Travel Insurance

What’s the difference between Berkshire Hathaway Travel Protection and AIG Travel Guard Travel Insurance? See how our editors compare the two companies below.
Last Updated: April 13, 2024
Berkshire Hathaway
4.3 / 5 - Excellent
no_rank
Travel Guard Insurance
4.0 / 5 - Very good
#8 in Travel Insurance
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Key Facts

  • 24/7 global travel assistance
  • Domestic travel insurance starts at $34
  • File claims on your phone
  • Four different policy levels to fit your travel needs and budget
  • Claims paid automatically and electornically
  • Optional rental car collision coverage
  • Medical, cancellation, and baggage coverage
  • Travel concierge services with premium plans
  • Emergency evacuation and medical repatriation
  • Offers cancellation coverage due to terrorism and natural disasters

OVERALL RATINGS

 Berkshire HathawayTravel Guard Insurance
Coverage4.5/54.0/5
Extra Benefits4.3/54.3/5
Financial Strength4.5/53.8/5
Price & Reputation4.0/53.8/5

Plans & Coverage Compared

 Berkshire HathawayTravel Guard Insurance
Available Plans
Comprehensive
Trip Cancelation/ Interruption
Medical
Baggage
Accidental Death
Comprehensive
Trip Cancelation/ Interruption
Medical
Baggage
Accidental Death
Trip Cancellation/Interruption Coverage
Injury/Illness/Death of Traveler
Injury/Illness/Death of Non Traveling Family Member
Natural Disaster at Destination
Tour Operator/Airline/Cruise Line Ceases Operation
Terrorism/Evacuation at Destination
CFAR Coverage (Cancel for Any Reason)
Injury/Illness/Death of Traveler
Injury/Illness/Death of Non Traveling Family Member
Natural Disaster at Destination
Tour Operator/Airline/Cruise Line Ceases Operation
Victim of Crime Prior to Trip
CFAR Coverage (Cancel for Any Reason)
Emergency Medical and Emergency Transportation Coverage
Doctor, Hospital, or Other Licensed Provider
Dental
Emergency Medical Evacuation/Repatriation
Transport Family Member to Bedside
Transport Children Home
Doctor, Hospital, or Other Licensed Provider
Dental
Emergency Medical Evacuation/Repatriation
Transport Family Member to Bedside
Transport Children Home
Baggage Coverage
Lost/Damaged/Stolen
Baggage Delay Coverage
Lost/Damaged/Stolen
Baggage Delay Coverage
Exclusions

Emergency Medical Coverage Details

 Berkshire HathawayTravel Guard Insurance
Emergency Medical Pre-Existing Condition Coverage
Maximum Emergency Medical Reimbursement
$50,000
$50,000
Maximum Emergency Medical Evacuation Reimbursement
$500,000
$1,000,000

Baggage Coverage Details

 Berkshire HathawayTravel Guard Insurance
Maximum Baggage Reimbursement
$500
$2,500
Receipts Required for Valuable items


Berkshire Hathaway Price & Reputation

 Berkshire HathawayTravel Guard Insurance
BBB Rating
A+
A+
Date Collected
2018-01-15
2018-01-15

Berkshire Hathaway Customer Assistance Services

 Berkshire HathawayTravel Guard Insurance
24/7 Support
Mobile App

Travel Assistance Services

Berkshire Hathaway
vs
Travel Guard Insurance
  • Return Travel Arrangements
  • Rebooking
  • Lost Baggage Search
  • ATM Locator
  • Lost Passport/Document Assistance
  • Emergency Cash
  • Translation Services
  • Up to the Minute Travel Advisories
  • Legal Assistance Referral
  • Roadside Assistance
  • Rebooking
  • Lost Passport/Document Assistance
  • Up to the Minute Travel Advisories
  • Roadside Assistance

Emergency Medical Assistance Services

Berkshire Hathaway
vs
Travel Guard Insurance
  • Physician Referral
  • Emergency Medical Case Management
  • Arrange Medical Payment Where Available
  • Emergency Prescription Replacement
  • Eyeglass Replacement Assistance
  • Shipment of Medical Records
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  • Physician Referral
  • Emergency Prescription Replacement

Concierge Assistance Services

Berkshire Hathaway
vs
Travel Guard Insurance
  • Restaurant/Event Referral and Reservation
  • Ground Transportation Recommendations
  • Wireless Device Assistance
  • Gift Delivery
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  • Restaurant/Event Referral and Reservation
  • Ground Transportation Recommendations
  • Weather Advisories
  • Wireless Device Assistance
  • Plane/Boat Charter Assistance
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2 More

 Berkshire HathawayTravel Guard Insurance
Homepage URL
Company Phone
(844) 411-2487
(800) 829-5248
Headquarters Address
1145 Clark Street, Stevens Point, WI, 54481
3300 Business Park Drive, Stevens Point, WI, 54482

Final Verdict

Berkshire Hathaway Travel Protection has a higher overall rating than AIG Travel Guard Travel Insurance. Berkshire Hathaway scores better than Travel Guard Insurance across: Coverage, Financial Strength, and Price & Reputation. Both companies score similarly on Extra Benefits.


Customer Comments & Reviews

S
Samuel B
2/27/2023
Berkshire Hathaway Travel Protection review
I had a very pleasant experience with Berkshire Hatahaway. I won't go into details, but we found that some insurance we had purchased did not provide the coverage we thought it did. They offered us a full refund.


B
Brenda B
6/4/2019
AIG Travel Guard Travel Insurance review
In March 2015, my 96 yr old dad ended up in the hospital the day before my trip to the Holy Land, so I obviously canceled on the last day. Travel Guard was awesome so I used them for two trips after that!


John T
11/30/2018
AIG Travel Guard Travel Insurance review
On the middle of a transatlantic cruise in the middle of the Atlantic Ocean, my wife suddenly became ill. It’s a worst case scenario, 1000s of miles from the nearest port and only option is a clinic on the ship. She was rushed to the ships doctor and they took vitals and did lab tests. In the meantime, I used the ship-to-shore radio to call AIG very early in the morning. The first person took my information and placed me on hold to speak to a specialist. Because it costs $5 a minute, I hung up after a couple of minutes. I figured it would be better to contact them later when it wasn’t insanely expensive to call. AIG reached out to me immediately with multiple emails offering their assistance with medical monitoring, research, medical referrals, and travel. In addition, all the claims forms were mailed and waiting for us when we arrived. AIG provided a link informing me the status of the claim. They give me the direct telephone number of the person handling the claim. After a couple of weeks, I called this person asking if she needed more information to process the claim. Five minutes later, she call me and said she was approving my entire claim. You hope you don’t need it but this is absolutely the best travel insurance. You are dealing with professionals that are focused on dealing with your medical emergency and not denying your claim.