LendEDU Student Loans Review

Rating: 9.5 / 10 (Excellent)
Disclosure: We receive advertising revenue from this partner. 
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LendEDU is an independent online marketplace that allows consumers to compare financial products such as personal loans, student loans, and student loan refinance options from up to 12 different lenders. Although relatively new, the company boasts a Better Business Bureau rating of A+ and a Trustpilot score of 9.5.

LendEDU - Overview

LendEDU is an online platform that allows prospective borrowers to instantly compare private student loan, student loan refinancing, and personal loan offers from multiple lenders. The New Jersey- based company was founded in 2014 and is committed to promoting transparency in the student loan marketplace, giving the power to borrowers so they can make as educated a decision as possible. They do this by offering a free service that offers unbiased comparisons of student loan offers so the consumer can select the lender that best suits their situation. LendEDU also offers hundreds of online tools, guides and resources aimed at helping students and their parents make the best choice possible considering the length of student loan repayment.  The company also offers live customer support, so you can be sure they are not a blind online aggregator. Checking quotes with LendEDU will not damage your credit.

LendEDU is a BBB-accredited business carrying a grade of A+ and also has a 9.5 out of 10 score on Trustpilot. Additionally, the company has been featured in such publications as Bloomberg, the Wall Street Journal, and Forbes.

Student Loans Offered

LendEDU offers Undergraduate and Graduate loans at every level. Customers can easily use the platform to compare private student loans from such lenders as Citizens Bank, Commonbond, and SoFi. The platform is ideal for those wanting to see a quick and accurate snapshot of what they are looking at rate-wise for their particular area, school, and education level. The process is simple and you will only be required to provide the following information for rate quotes:

  • Grade level
  • Institution
  • Email

Maximum Loan Limit

Example: PNC Private Undergraduate Student Loan

Max Loan Amount per Year


Maximum Loan Amount Total


Repayment Options

There are three repayment options for the above loan example:

  • Defer payments for up to 6 months after graduation
  • Immediate principal and interest repayment 
  • Pay interest only while still in school

The loan term for the above example is up to 15 years.

Student Loan Rates

Fixed Rate

Variable Rate

For Undergraduate Loan

Variable Rates: 4.08% to 11.03% (APRs from 3.99% to 11.03%)
Fixed Rates: 6.49% to 12.99% (APRs from 6.26% to 12.99%)


  • At least half-time enrollment in school
  • US citizen or permanent resident
  • Lived in the US for previous 2 years
  • You and cosigner must meet all credit criteria and debt to income requirements
  • Applies only to undergraduate, graduate, medical/professional school, residency, or bar study program

Online Application

College Scholarship Search

Student Loan Calculator

Application Process Time

As quick as 3 minutes with some lender partners

Rewards and Discounts

The above example features the ability to release the cosigner after 48 consecutive, on-time payments. Also, although the typical discount for automatic checking account deduction is .25%, this particular lender offers twice that as a benefit. Finally, the institution offers a "GradReady" course for finance skills and a "RepayReady" course to educate borrowers as to their repayment options and responsibilities. 

Loan Related Fees

Origination Fee

Loan Application Fee

Prepayment Fee

Student Loans at LendEDU

LendEDU is a good choice because of teh company's transparency. They give you exactly what they offer, multiple quotes without affecting your credit, and all you have to provide initially is your email. Many portals of its kind only serve to automatically funnel customers to the lender website. LendEDU, however, is its own entity. The company itself offers live help and assistance in the form of online tools and guides. To that end, considering the positive customer sentiment, LendEDU acts more as a go between, helping borrowers navigate the complicated process of securing the right student loan. 

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Customer Comments & Reviews

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Marcus F
Denver, Colorado
This loan website was good and reasonable, but applying for the loan that I needed was both difficult and confusing. Being able to do what I needed without having any issues needs to be taken care of.

Top Rated
Our Partner
9.5 / 10
  • Get quick quotes with minimal information
  • Will not damage credit
  • Compare the best rates from multiple lenders
  • Excellent customer service
  • A+ with the BBB, 9.5 on Trustpilot