Swift Capital Small Business Advance Review

Rating: 9.5 / 10 (Excellent)
Disclosure: We receive advertising revenue from this partner. Learn more.
How is Swift Capital rated?
Loan Options
Application Process
Rates & Fees

Swift Capital helps small to mid-sized businesses get funding for up to $500,000 in as quickly as 1 business day. Swift Capital’s personalized business funding experts are available for guiding customers throughout the whole process. The company employs innovative data analytics for a smarter business funding solution. Swift Capital offers flexible payment options that are designed to meet a customer’s cash flow needs.

Services and Features

Swift Capital offers customers a fast and simple business advance application process. It allows businesses to get access to much needed funds in as little as one business day. Funding amounts are based on a business’s most recent performance. Advance amounts from $5,000 to $500,000 are available and payment options can be customized according to the business owner’s cash flow requirements.

A flat fee as low as 9.9% fixed is charged for small business advances with terms up to 12 months. This is applied to the funds a business owner receives. Actual flat rate amount charged depends on the owner’s business profile and financial payment history.

Swift Capital offers a complete automated process for faster transactions. To start the process, applicants must complete the online application form. Pre-qualifying can take as little as five minutes. Business owners can also call the company’s toll-free number for faster service.

Requested documentation should be submitted for revenue verification and identification purposes. Applicants can either submit documents via email or upload it as electronic documents. Once approved, funds are directly deposited into the owner’s business checking account within 24 to 48 hours.

Plan Details

Advance Amount

$5,000 to $500,000

Payment Schedule

3 to 12 months

Fixed Fee

Variable Interest Rates

Down Payment

Advance Fees

Closing Cost

Does Not Apply


Best Price Guarantee

Origination Fee

Prepayment Penalty

Advance Application

Online Application

Personal Credit Profile

Business Credit Profile

Approval Time

Within minutes

Local Branches

Available Nationwide

Application Time

Within minutes

Mobile App


U.S. Citizen

Good Credit


Years in Business

At least one year

Qualified even with bad credit

Not Stated

Help and Support Services

Email Support

24 Hour Telephone Support

Live Chat




Personal Credit

500+ FICO Score

Time in Business

At least one year

Annual Revenue

$50,000+ in annual revenue

Small Business Advances at Swift Capital

Swift Capital offers a fully-automated application process that gives small businesses quick access to much needed funds. It also offers a Best Price Guarantee that ensures customers get the best deal available for their small business loans. Overall, an excellent place to shop for small business advances with competitive pricing and excellent customer service.


Start your review for Swift Capital Small Business Advance