Kabbage Small Business Loans Review

Rating: 9.5 / 10 (Excellent)
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How is Kabbage rated?
Loan Options
Application Process
Rates & Fees

Kabbage is an online lending platform designed to help small businesses and consumers get quick access to loans. The company offers a convenient online loan application portal where people and businesses enter their personal data and receive approvals and get access to funds in as little as a few minutes.

Features and Services

Kabbage can fund your loan from $2,000 up to $150,000 and can be paid for 6 to 12 months.When it comes to loan fees Kabbage doesn’t charge fees for closing cost and prepayment penalties. This means borrowers are not charged for paying their loans early.

Kabbage offers convenience with its online application process that only takes minutes to complete. Loan requests can be approved the same day and can funded within a few days at most.

Kabbage’s loan requirements for small businesses is that they should be in operation for a year and has an annual revenue of at least $50,000. Borrowers can be qualified for a loan even if credit scores are lower than 600. However, in order to qualify for the maximum $150,000, clients must be in business for more than 3 years and have an annual revenue of at least $500,000.

Kabbage doesn’t provide 24 hours of telephone support or a live chat feature. But you can contact them for inquiries through its phone line or email during business hours.

Plan Details

Loan Amount

$2,000 - $150,000

Loan Terms

6 to 12 months

Interest Rates


Fixed Interest Rate


Variable Interest Rate

Down Payment

Loan Fees

Closing Cost


Other Fees

Prepayment Penalty

Loan Application

Online Application

Personal Credit Profile

Business Credit Profile

Approval Time


Local Branches

Available Nationwide

Application Time


Mobile App


U.S. Citizen

Good Credit


Years in Business


Qualified even with bad credit

Help and Support Services

Email Support

24 Hour Telephone Support

Live Chat


Small Business Loans at Kabbage

Kabbage makes qualifying and applying for a small business loan easy with its online application and easy loan requirements. Kabbage is a good option for small business loans if you need access to a short-term loan quickly, less than perfect credit scores and can’t qualify for traditional loans. 

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