Iron Capital Group Small Business Loans Review

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Iron Capital Group provides funding solutions to businesses across U.S., Puerto Rico and Canada. The company helps businesses get customized funding for personal, existing, and startup loans through its Credit Line Program. Iron Capital’s exclusive credit line program gives access to loans for businesses with 700+ FICO score with no other requirements needed. APR starts at 0% to 1.9% during the introductory period of 12 to 18 months.

Features and Services

Iron Capital Group helps businesses from local to large global corporations obtain alternative funding solutions through its Credit Line Program. Whether applying loans for personal, startup, or an existing business; Iron Capital can provides customized funding for loans of up to $130,000.

The company’s unsecured credit line program is offered with no collateral, revenue, or other financial documentation requirements. Anyone can simply apply for this loan program and use funds for whatever purpose without restrictions. The only requirement is that a borrower or co-signer has a 600+ FICO personal credit score to be pre-qualified.

By simply clicking on a funding type and filling out their pre-approval application, clients can get same day approval. Applicants are offered APR of 0% to 1.9% during the introductory period of 12 to 18 months. Clients are charged with a fee on the backend once funding is released. Funds provided are issued as a credit line but can also be liquidated to cash without the need to pay costly cash advance fees.

Plan Details

Loan Amount

From $20,000 to $130,000

Loan Terms

12 to 18 months

Interest Rates

0% to 1.9% APR on introductory period

Fixed Interest Rate

Variable Interest Rate

Not Stated

Down Payment


Loan Fees

Closing Cost

Not Stated


Not Stated

Other Fees

Prepayment Penalty

Not Stated


Loan Application

Online Application

Personal Credit Profile

Business Credit Profile

Approval Time


Local Branches

Available Nationwide

Application Time


Mobile App


U.S. Citizen

Good Credit


Years in Business

Not Stated

Qualified even with bad credit


Help and Support Services

Email Support

24 Hour Telephone Support

Live Chat



Small Business Loans at Iron Capital Group

Iron Capital Group is an excellent choice for businesses searching for quick access to small business loans. Its Credit Line Program offers a flexible funding solution that requires no collateral. However, this is only available for businesses with 600+ FICO personal credit score. Iron Capital Group offers an attractive alternative to traditional loans from banks greatly reducing application and loan processing time. With lesser requirements and same day approval, Iron Capital Group makes applying for a small business loan a breeze.

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