Iron Capital Group Small Business Loans Review

Rating: 7.5 / 10 (Very good)
Disclosure: We receive advertising revenue from this partner. 
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Iron Capital Group is New Jersey-based company specializing in alternative funding for individuals and small businesses. Their exclusive credit line program allows them to lend to anyone with a 600+ FICO score, and their other specialized programs have a 90% approval. These include merchant cash advances, accounts receivable financing, collateral lending, and others.

How is Iron Capital Group rated?


Loan Options
Application Process
Rates & Fees

Overall Rating: 7.5 / 10 (Very good)

Iron Capital Group is a broker that offers lines of credit, invoice financing, and merchant cash advances. In a business sector where loans are notoriously predatory, Iron Capital has a great reputation and many glowing customer reviews online, though loan details are on the light side. Customers mainly cite service exceededing their expectations, and creative financial processes to get them the amount they desired.

Loan Options

Available Loan Types

SBA Loans
Term Loans
Lines of Credit
Invoice Financing
Merchant Cash Advances
Equipment Loans

Business Lines of Credit

Min Loan Amount
Max Loan Amount
Repayment Terms
Monthly payments of 1% of the balance

Loan Options - 8 / 10

Iron Capital Group is a broker that can provide access to lines of credit, invoice financing, and merchant cash advances. Lines of credit can be anywhere between $20,000 and $130,000. The company, however, does not provide any further details about maximums for their other loan products, as well repayment terms for any.

Iron Capital Group Rates & Fees

Lines of Credit


Lines of Credit

Fees: APR is valid during the introductory period of 12-18 months.

Rates & Fees - 7 / 10

Iron Capital advertises an extremely low introductory rate of 0%-1.9% for its credit line loan program. The is only for the first 12 to 18 months, though. Afterwards the company provides no information on what the APR will be. Iron Capital is also less than forthcoming about any associated fees.

Application & Qualifications

Online Application
Approval Time
Funding Time
Within 24 Hours
Min. Credit Score

Application Process - 8 / 10

Iron Capital requires a 600+ credit score, but offers no further information about qualification requirements. Approval can come within minutes, and businesses can receive funding in as little as 24 hours.

Iron Capital Group Reputation

Customer Feedback

TrustPilot Score
9.2 out of 10
Date Collected

Reputation - 7 / 10

Iron Capital group has a great Trustpilot score of 9.2 with an overwhelming 96% of reviews being positive. Online reviews across such platforms as Google are similarly positive. Customers frequently cite great responsiveness of staff, and loan amounts that exceeded expectations.

Contact & Additional Information

Homepage URL
Company Phone
(888) 275-4766
Headquarters Address
52 Park Ave, Suite B3, Park Ridge, NJ, 07656

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Top Rated
Our Partner
9.6 / 10
  • Our #1 Choice: A+ BBB Rating - 9.4 of 10 on TrustPilot
  • Largest Small Business Online Lender - 50k+ Customers
  • Loans up to $500k, and Lines of Credit up to $100k
  • Decision in minutes - no obligation
  • Funding in as fast as 24 hours
  • Must have 100k in revenue, minimum 12 mo in business, 500+ Fico