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Fundia Review

Rating: 8 / 10 (Very good)
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Fundia Capital is a Utah-based company specializing in obtaining lines of credit for small businesses. </br> </br> They are a BBB accredited business with an A rating, and a 4-star TrustPilot score. </br> </br> Fundia can deliver unsecured, zero-collateral capital in as little as two days, for both startups and established businesses.
 
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How is Fundia rated?

Breakdown

4.0/5
Loan Options
4.0/5
Application Requirements
4.0/5
Average Rates & Fees

Overall Rating: 4 / 5 (Very good)

Fundia offers solid business lines of credit with high maximums, but is a little light with their loans specifics, in terms of APRs, fees, and repayment terms. What's more, qualifications are a little more strict than many of the other small business lenders we evaluated. However, the company does have a relatively good reputation among its customers and solidly positive reviews online.

Loan Options

Available Loan Types

SBA Loans
Revenue-based Financing
Equipment Funding
Working Capital Loans
Term Loans
Lines of Credit
Invoice Financing
Merchant Cash Advances
Equipment Loans

Business Lines of Credit

Min Loan Amount
$25,000
Max Loan Amount
$250,000

Loan Options - 4 / 5

Fundia is an online lender which only offers business lines of credit. The company offers a better than average max limit of $250,000. However, details about the repayment terms are not available on their website.

Fundia Rates & Fees

Average Rates & Fees - 4 / 5

Fundia offers a 0% APR for the first 12-15 months of the loan. Beyond that, the company does not offer any information at all in the way of rates, APRs, repayment terms, or additional loan fees.

Application & Qualifications

Online Application
Approval Time
Get a decision in hours
Min. Credit Score
680

Application Requirements - 4 / 5

Fundia offers quicker than average approval time, and most customers report funding within two weeks. At 680, the company requires applicants to have a relatively higher credit score than most online small business loan providers. They also accept a cosigner with a sufficient score.

Fundia Reputation

Customer Feedback

Trustpilot Score
9.0 out of 5
BBB Rating
A+
BBB Positive Reviews
9
Date Collected
2017-08-23

Consumer Education - 4 / 5

Fundia has an excellent 9.0 rating on Trustpilot with a majority of positive reviews. The company also carries a BBB accreditation of A+. Fundia has been positively featured in such publications as the Miami Herald and the Boston Globe, as well as major news networks like NBC and Fox.

Contact & Additional Information

Homepage URL
https://fundiacapital.com/
Company Phone
(877) 809-7940
Headquarters Address
14572 S 790 W, Suite 210, Bluffdale, UT, 84065
Year Founded
2014
Top Rated
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