Fundia Small Business Loans Review

Rating: 8 / 10 (Very good)
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Fundia Capital is a Utah-based company specializing in obtaining lines of credit for small businesses. They are a BBB accredited business with an A rating, and a 4-star TrustPilot score. Fundia can deliver unsecured, zero-collateral capital in as little as two days, for both startups and established businesses.

How is Fundia rated?


Loan Options
Application Process
Rates & Fees

Overall Rating: 8 / 10 (Very good)

Fundia offers solid business lines of credit with high maximums, but is a little light with their loans specifics, in terms of APRs, fees, and repayment terms. What's more, qualifications are a little more strict than many of the other small business lenders we evaluated. However, the company does have a relatively good reputation among its customers and solidly positive reviews online.

Loan Options

Available Loan Types

SBA Loans
Term Loans
Lines of Credit
Invoice Financing
Merchant Cash Advances
Equipment Loans

Business Lines of Credit

Min Loan Amount
Max Loan Amount

Loan Options - 8 / 10

Fundia is an online lender which only offers business lines of credit. The company offers a better than average max limit of $250,000. However, details about the repayment terms are not available on their website.

Fundia Rates & Fees

Rates & Fees - 8 / 10

Fundia offers a 0% APR for the first 12-15 months of the loan. Beyond that, the company does not offer any information at all in the way of rates, APRs, repayment terms, or additional loan fees.

Application & Qualifications

Online Application
Approval Time
Get a decision in hours
Min. Credit Score

Application Process - 8 / 10

Fundia offers quicker than average approval time, and most customers report funding within two weeks. At 680, the company requires applicants to have a relatively higher credit score than most online small business loan providers. They also accept a cosigner with a sufficient score.

Fundia Reputation

Customer Feedback

TrustPilot Score
9.0 out of 10
BBB Rating
BBB Positive Reviews
Date Collected

Reputation - 8 / 10

Fundia has an excellent 9.0 rating on Trustpilot with a majority of positive reviews. The company also carries a BBB accreditation of A+. Fundia has been positively featured in such publications as the Miami Herald and the Boston Globe, as well as major news networks like NBC and Fox.

Contact & Additional Information

Homepage URL
Company Phone
(877) 809-7940
Headquarters Address
14572 S 790 W, Suite 210, Bluffdale, UT, 84065
Year Founded

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Our Partner
8.0 / 10
  • Qualify for a loan in minutes
  • Fast No-Obligation Online Application
  • A+ BBB Accredited Company
  • No income documents and collateral required
  • No early payment fees