Forward Financing Small Business Loans Review

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Forward Financing provides business financing options for small businesses. It gives small businesses the opportunity to take advantage of getting quick access to business loans for their growing business or unexpected expenses. Forward Financing offers a convenient online loan application process that utilizes basic business information. Rather that solely basing loan applications on credit scores, Forward Financing takes a more complete approach to determining an applicant’s loan eligibility.

Features and Services

Forward Financing makes it easy for small business even those who are operating for at least 3 months to qualify for a business loan. Rather than just determining the maximum loanable amount, the company’s experts help its clients find a business financing solution that works best for them.

The company offers a variety of business financing options that include Working Capital Financing, Merchant Cash Advance and Small Business loans.  It Work Capital Financing and Merchant Cash Advance loans for example does not require any minimum credit score, personal guarantees and accepts businesses with at least 3 months of operation.  

Small business loans on the other hand requires good or above average credit. Benefits of qualifying for a small business loan however, includes higher loan limits, fixed payment terms and quicker access to business funds.

Applying for a small business loan can be done via its online portal or thru phone. Included with your basic information is your latest 4 months bank statements and 4 months credit card processing statements. Qualified applications are usually approved within 24 hours.

Determining Eligibility

Forward Financing determines your eligibility for a small business loan based on these factors:

  • Business type
  • Time in business
  • Length of current ownership
  • Expected use of funds
  • Quality of business bank statements
  • Monthly and yearly revenues
  • Average ticket/ transaction size
  • Public records

Plan Details

Loan Amount


Loan Terms

Up to 25 months

Interest Rates

Not stated

Fixed Internet Rate

Variable Interest Rate

Down Payment

Loan Fees

Closing Cost


Other Fees

Prepayment Penalty

Loan Application

Online Application

Personal Credit Profile

Business Credit Profile

Approval Time

Under a day

Local Branches

Available Nationwide

Application Time

A few minutes

Mobile App


U.S. Citizen

Good Credit


Years in Business

3 months

Qualified even with bad credit

Help and Support Services

Email Support

24 Hour Telephone Support

Live Chat


Small Business Loans at Forward Financing

Forward Financing makes business financing easy by offering a variety of small business loans. Its Working Capital Financing and Merchant Cash Advance loan offer for example does not require any credit score or personal guarantee. Overall, this makes it possible for small businesses having difficulties getting approved for bank loans to get access to much needed cash less the paperwork and long approval waiting periods. 

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