Credibly Small Business Loans Review

Disclosure: We receive advertising revenue from this partner. Learn more.

Credibly specializes in providing financial services for businesses across the country. They offer working capital and business expansion loans to help clients find a simple and easy solution to business funding.

Features and Services

Credibly offers two types of small business loans to their customers. They have Working Capital and Business Expansion loans. Both loans gives access of up to $250,000 in funding and have a setup fee of 2.5% of the total loan.

The lending platform’s Working Capital Loan allows their customers to access a flexible and short-term funding. A borrower’s bank statement must be able to show deposits that are at least $10,000 per month. This type of loan is ideal for business owners that are looking for short repayment terms and right-sized funding amounts.

Credibly’s Business Expansion loan is designed with a large amount of business financing and longer repayment terms of 18 or 24 months. Customers must show a bank statement with deposits of at least $10,000 in the last three months for them to qualify for this loan.

The company ensures that their customers get what they need and be achieve their business goals. Credibly provides business funding only when clients need it and gives affordable loan terms that they can surely repay. Their right-sized capital solution is specially customized for their customer’s business needs which has just the right amount of loan that they need.

Plan Details

Loan Amount

$250,000 for both Working Capital and Business Expansion Loan

Loan Terms

Working Capital Loan: 6 to 17 months

Business Expansion Loan: 18 or 24 months

Interest Rates

Working Capital Loan: 1.15%

Business Expansion Loan: 9.99% to 36%

Fixed Interestt Rate

Not Stated

Variable Interest Rate

Down Payment


Loan Fees

Closing Cost


Other Fees

2.5% Setup fee of total loan

Prepayment Penalty


Loan Application

Online Application

Personal Credit Profile

Business Credit Profile

Approval Time


Local Branches

Available Nationwide

Application Time


Mobile App



U.S. Citizen

Good Credit


Years in Business

Minimum 6 months

Qualified even with bad credit


Help and Support Services

Email Support

24 Hour Telephone Support

Live Chat


Small Business Loans at Credibly

Credibly’s Right-Sized Capital solution to small businesses is a great choice for business owners who are looking for just the right amount of funding for their business needs. The lending platform’s Working Capital and Business Expansion business loan is a good funding solution for customers searching for short-term or large-scale loan options. 

Start your review for Credibly Small Business Loans