Balboa Capital Small Business Loans Review

#14 in Small Business Loans

Balboa Capital is a privately held company that offers comprehensive financing programs that includes vendor programs, commercial financing, equipment leasing, working capital solutions, and franchise financing. The financial service continues to deliver rapid funding, state-of-the art marketing tools, and technology driven financing solutions for businesses of different industries across United States.

Features and Services

Balboa Capital offers a variety of small business loans to businesses nationwide. They provide online business loan resources and tools to help customers find the right loan term for their needs. Its services offers businesses a quicker and easier way of getting access to much needed loans.

Applying for a small business loan not require any collateral or good credit scores. Each of its plans can be customized depending on the loan amount requested by the borrower and their desired term length. As soon as a customer completes their request for loan, an agent will immediately contact them and help them through the process. Balboa Capital funds as fast as five days or less after a loan application has been approved.

Small business loans offered by Balboa Capital can be used for employee payroll, expansion efforts, debt consolidation, paying business taxes, and other expenses. They provide choices of loans such as flexible business loan, working capital, and merchant cash advance.

Their flexible business loans allow business owners to borrow up to $1 million based on their gross revenue and bank balances. It also has a fast funding process of up to 48 hours and gives clients flexible terms without any prepayment penalties. Working capital loan enables customers to get up to $250,000 with their basic information and $2 million with full financial package. Proceeds can be received in as few as five days without any hidden fees or long-term commitment.

Plan Details

Loan Amount

$150,000 to $2 Million

Loan Terms

12 to 60 months

Interest Rates

Not Stated

Fixed Interest Rate

Variable Interest Rate

Down Payment

Loan Fees

Closing Cost

Guarantee

Lowest Payment Pledge

Other Fees

Not Stated

Prepayment Penalty

Loan Application

Online Application

Personal Credit Profile

Business Credit Profile

Approval Time

Not Stated

Local Branches

Available Nationwide

Application Time

WITHIN MINUTES

Mobile App

Qualifications

U.S. Citizen

Good Credit

Bankruptcy

Years in Business

1

Qualified even with bad credit

Help and Support Services

Email Support

24 Hour Telephone Support

Live Chat

FAQs

Loaning at Balboa Capital

Balboa Capital offers quick loan funding in as little as a few days after initial application. Their Lowest Payment Pledge on the other hand ensures businesses get the most competitive loan rates.

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