Reverse Mortgage Funding Review

Rating: 7.3 / 10 (Very good)
4 Customer Reviews - see all reviews
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How is Reverse Mortgage Funding rated?
Lender Details
Consumer Experience

Reverse Mortgage Funding is a member of National Reverse Mortgage Lenders Association and a subsidiary of Reverse Mortgage Investment Trust Inc. The company provides Home Equity Conversion Mortgages for people 62 and older.

Services and Features

Reverse Mortgage Funding caters to Home Equity Conversion Mortgages. It includes HECM Monthly Adjustable Rate, HECM Annual Adjustable Rate, HECM Fixed Rate and HECM for purchase. The disbursement of these loans can be a line of credit, monthly instalments or lump sum.

HECM Annual Reverse Mortgage offers only one adjustment of interest rate yearly. It has a lifetime cap that will guarantee that your rate will stay on the past specific rate and never go over the initial rate.

HECM Monthly Reverse Mortgage changes on a monthly basis. It has a rate cap that guarantees your rate will never go above the initial rate subject on the loan choices you selected. Clients may choose a combination of lump sum, monthly advance or line of credit for cash up front.

HECM for Purchase is intended to offer assistance with getting the assets you have to purchase the home you need. It is underwritten by the Federal Housing Administration home financing program and planned particularly for homeowners and home buyers who are 62 years and older.  

Services and Features

Reverse Mortgage Calculator

Online Quotation


Financial Guide

Types of Reverse Mortgage

VA Loans

Single-Purpose Reverse Mortgage

Home Equity Conversion Mortgage

Proprietary Reverse Mortgage



Home Owner

Amount of Equity

Not Stated


62 and older


Member of US Department of Housing and Urban Development

Member of Nation Reverse Mortgage Lenders Association

Insured by FHA

Approved by Equal Housing Opportunity

Plan Details

No Pre-Payment

No Monthly Servicing

Interest Rate

Not Stated

Closing Cost and Fees

Not Stated

Help and Support

Mobile App

Telephone Support




Reverse Mortgage at Reverse Mortgage Funding

RMF offers a wide variety of reverse mortgage features and services, which makes it ideal for mortgagor and senior citizens. Definitely one of the good choices when it comes to reverse mortgage services.   

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Latest Reviews

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David W
So far, so good. Received a call from RFM this morning. Was somewhat surprised as we have been in our current home less than seven months and I had not contacted anyone about a reverse mortgage. So far, the staff have been polite and courteous. They have a relaxed low pressure approach. My wife is totally opposed to the idea so they offered to send information about reverse mortgages that better suited our needs. The rep from RFM did so and we’re off to the races. I’m uncertain we’re going to go with a reverse mortgage but, so far I’ve been please with RFMs service.

John D
Lancaster, Massachusetts
I just hung up on one of their loan officers who was exercised and hollering at me for criticizing his approach. He did not listen clearly to me on two phone calls, told me one thing last week and another thing this week that perfectly contradicted each other regarding my ability to secure a reverse mortgage. He took criticism of his approach about as badly as I have ever had anyone ever do with me. RMF has been reported here in other reviews to treat folks badly, and I can verify that that is the case. Do not do business with them. Choose a quality company that is ranked close to five stars. People do not take the time to write these reviews as I have here without have good reason to do... Read More

Carlos M
Coral Gables, Florida
This company customer service agents are extremely rude and treat both my wife and me as if we were children. We may be over eighty years old but we are mentally fit. They continue to lose my mail and request for production documents. Every two to three months they want proof that we are still alive and residing at the property. They should keep their house in order by saving documents sent to them where they can find them and stop treating us as if we were four year olds, Mr. Armand Puert

Gail K
Riverhead, New York
Stay away from this company. They can't keep track of important papers. They will send you reminders that are worded as an insult, it is like an adult shaking their finger in a childs' face and saying you better or else. It seems strange that as seniors we have managed all our lives and should be treated with a little respect.

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