Insurance Rates for Less Renters Insurance Review

Insurance Rates for Less is not a licensed insurance provider but an online aggregator which connects users with companies that might offer the insurance their looking for. It is not specifically geared towards renter’s insurance but the option might be available from the companies that offer services.

Customers can provide their information by filling out the online form and Insurance Rates for Less can provide quotes from multiple insurance providers. 

The types of coverage, pricing, discounts, terms, and conditions will vary depending on the carrier that is chosen, so customers need to thoroughly compare quotes to make sure they’re getting what they need.

COVERAGE

The company is not a licensed insurance provider and does not offer any information regarding what types of insurance they can connect you with, although its main page is geared towards home insurance.

However, while filling out the online form for comparing insurance quotes, there is a field that lets the customer choose whether they are a homeowner or a renter. By choosing the renter option, you will presumably be connected with carriers who offer renters insurance.

If available, coverage will vary by provider and geographical area. As an aggregator, the company cannot guarantee offers or that services will be available for your particular need or in your particular area. 

PRICING & DISCOUNTS

Pricing and discounts will vary by provider, so customers will need to read the offers provided by the connected carriers and compare quotes between companies.

CUSTOMER EXPERIENCE

Customers should be aware that by providing their contact information with Insurance for Less, they are accepting the terms and conditions put forth by the company. In its privacy policy, the company declares that it “may share information that we collect with our vendors or service providers who help us operate our business; for our own marketing purposes; for our affiliates’, service providers, and other third parties’ marketing purposes.”

This means that you will receive offers for the type of insurance you’re looking for, as well as possibly receiving unwanted offers and marketing. If customers want to opt out of receiving these offers, they need to contact Insurance for Less via email to discuss the matter. The company does not offer a phone number for customer service assistance.

FINANCIAL STRENGTH RATINGS

Since the company does not offer insurance directly, any financial strength ratings depend on the insurance provider the customer chooses. Among the companies offering services through Insurance for Less are Lemonade, Hippo, and Farmers Insurance, all of them with good financial ratings and strong reputations within the industry.

Nonetheless, it falls upon the customer to make sure the companies they are choosing meet their standards.