48 Customer Reviews - see all comments
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SoFi is the second largest marketplace lender around today, providing student loan refinancing, mortgages, and personal loans. With over $14 billion in loans issued to date, SoFi offers some of the most attractive rates in the industry. They can do this given their nontraditional underwriting approach that takes into account merit and employment history, among other factors.
- Our #1 choice for borrowers with excellent credit
- Up to $100,000 for debt consolidation, home improvements & more
- Zero fees of any kind
- As low as 5.95% fixed or 5.825% variable (with AutoPay)
- Loan terms of 3-7 years
- SoFi borrowers improved their credit scores by paying off credit card debt*
Latest SoFi Reviews
I disagree with the negative reviews on SoFi. The process for me was absolutely phenomenal! The rate offered preliminarily was the rate that we closed at. If you give them factual information upon which to base the terms, they are true to their offer. The only suggestion I would make to them would be to add an automatic notification system in place for when the status of the loan application changes. I figured out that you have to log in to check the status but it moved really quickly. From the date that I requested the preliminary offer to the date that the (substantial) amount was in my bank account, took only 6 business days, and would probably have been sooner if I did not miss... Read More
im a single mom of three kids and struggling to find a job it is christmas time and stressing out, i got bills and rent and so much other issues i need to take care of i need and want to provide my family things they need an want, these times can be hard, i have never been in this situation, could really use the help. all 3 of my kids are on the boarder of autism and my baby is sick, it would be a miracle to be able to get this loan. thanls for your time.
Helpful and very on time with the loan I am very please D with this offer
Good Experience with the website. We are look requesting the refinance a church mortgage.
I think that the rating are fair an the rates are ok also.thats y I pick this
This company is very good and helpful to people
very good and helpful
Clean site--easy to navigate. I'm looking forward to the end; I know I'll find their high quality standards there also. I hate writing reviews, but this one was easy because of their well ordered content with its easy to read information.
So far it's informative & helpful.
Loan process was simple and fast. Needed the loan to payoff a higher interest loan. Will recommend!
loan process started easy and pain free.
I found the process to be simple and easy. I would recommend Sofia Personal Loans to my friends.
Easy application. Can finally get to living within my income
I was skeptical after reading some of the reviews. Credit Karma had my Score in the mid 600s due to a foreclosure over 3 years ago and high credit card debt. I submitted all of my information to get a personal loan for a large purchase. I submitted all of my income information - paystubs, year end paystubs, w-2s, & driver's license for personal verification. I was notified of approval within a few hours and signed the paperwork by the end of the day. The rate was under 10% with auto debit which is quite good for an unsecured loan. The next day I received a verification call and the loan funded that evening. My actual score was 745 and I was unbelievably surprised by how quick and... Read More
I got the 'pre-approved' notice also. I thought great, I can consolidate all my small debts and make jus one payment a month, yay. Unfortunately, the pre-approved was a scam to get you onto their site. I fell for it. Logged in, set up an account and filled out the information as requested. My pre-approved status turned into a sorry, we cant help you but go to this other place who wants to charge you a 36% interest rate. I contacted several people at SoFi concerning this. If I am pre-approved, why will they not make the loan. I have a good credit score and a full time job making decent money. I was told that the majority of the people who actually get loans from SoFi make... Read More
Excellent rating for personal loans
They. Treat u fare
Great that I can get a loan for important items. Thanks for all your help.
Every easy to get too
Scam! Terrible service. Bait and switch. They tell you that you are "pre-approved" pending a few steps. Then they hit your credit report with a hard inquiry and suddenly your interest rate is jacked up to over 14.9%. Then when I ask for answers, they stop responding. I even sent an email to the CEO and he failed to respond. Look, there are plenty of reputable places to secure a loan (such as a BANK) with a reputation. Why deal with pop-up lending companies that come and go and rip you off and screw up your credit report. I wish I would have read the reviews before applying!! Run from this company!
I love the that it was a easy process to create a account and apply for a loan.
I think this is very helpful to those in need
Best I believe I found searching the web.
Lousy company that promises to help people trying to rebuild credit. They really sell a bunch of lies and, after a drawn out process, say no anyway