- Get personalized pre-qualified rates from multiple lenders.
- 2 Minute Process
- Loans from %{loan_amount_range}
- Rates from %{apr_range} APR¹
- Loan terms of %{loan_term_range}
- Rated A+ by the BBB
LightStream offers some of the lowest personal loan rates for everything from home improvement and debt consolidation to motorcycle and RV purchases.
LightStream offers loan amounts from $5,000 to $100,000, quick approval and funding, plus competitive rates and no LightStream fees.
Loan Details
|
Unsecured Personal Loans |
✔ |
|
Minimum Loan Amount |
$5,000 |
|
Maximum Loan Amount |
$100,000 |
|
Minimum Loan Period |
Flexible terms |
|
Maximum Loan Period |
Flexible terms |
|
Loan Rates |
Varies. Visit Lightstream.com for specific rates |
|
Direct Deposit |
✔ |
|
Application |
|
|
Online Application Time |
A few minutes |
|
Response Time |
Varies |
|
Hard Credit Pull |
Yes |
|
Some Information considered |
|
|
Debt to Income Ratio |
✔ |
|
Credit Score |
✔ |
|
Credit History |
✔ |
|
Income |
✔ |
LightStream Personal Loans
LightStream is a national online consumer lending division of Truist. LightStream is also recognized because of its ability to provide personal loans up to $100,000 and also for their great rates. When you throw in its easy-to-use online portal, and quick turnaround time, using LightStream comes off as a no-brainer.
However, LightStream is able to offer the low rates and flexibility only to those with good to excellent credit. If you or a joint applicant has good to excellent credit, LightStream can be a great choice. Remember, you must have good to excellent credit to qualify for a LightStream loan.
- Loans from $10,000 - $100,000
- Must have good to excellent credit
- Flexible payment terms and no fees/prepayment penalties
- Same day funding if certain conditions are met
- Personal and debt consolidation loans, auto refinancing, and more
- Simple online application can be completed in minutes