Rating: 9.5 / 10 (Excellent)
Disclosure: We receive advertising revenue from this partner. Learn more.
CompareFirst is a free loan matching service that assists consumers get better access to personal loans. It connects consumers regardless of creditworthiness with its network of lenders helping them find a loan provider that can work with them. CompareFirst was founded in 2016 by a team of US consumer credit experts with the aim of streamlining the personal loan process and making it more available to more consumers.


Loan Matching Service

Loan Details

Unsecured Personal Loans

Minimum Loan Amount


Maximum Loan Amount


Minimum Loan Period

12 months

Maximum Loan Period

60 Months

Loan Rates

CompareFirst offers an array of APRs depending on the lender selected. APRs usually range between 2.99% and 35.99%.

Direct Deposit

CompareFirst does not originate loans. It is a free loan matching service that helps consumers quickly get prequalified with one or more lenders in its network. The company gives consumers access to lenders which offer unsecured personal loans of up to $50,000 with APRs that range from 2.99% to 35.99%. There are no restrictions on how personal loans are used. Personal loan rates and terms are subject on how individual lenders determine a borrower’s creditworthiness.  


Online Application Time

A few minutes

Response Time

A few minutes

Information collected at CompareFirst is used for loan prequalification. This is submitted to the company’s network of lenders and used for its loan matching process. CompareFirst proprietary matching algorithm searches for the best possible lenders based on the information submitted. Once a match is found, borrowers are provided with a list of offers from several lenders. Based on the different offers, the borrower then proceeds with the loan application with their preferred lender.


CompareFirst uses its proprietary algorithm to match borrowers with lenders using the information submitted. Unlike direct personal loan applications, CompareFirst does not set limits on a borrower’s creditworthiness. This means borrowers with less than ideal credit profiles have an equal chance of finding a lender willing to work with them.

CompareFirst Personal LoansSummary

CompareFirst offers a simplified process to get pre-qualified and get a quote with fast approval times and high acceptance rate. It provides a convenient platform that seamlessly connects personal loan borrowers to its network of lenders and offers borrowers regardless of creditworthiness the opportunity to qualify for a personal loan.

Our Partner
9.5 / 10
  • Compare loan offers from multiple lenders
  • Pre-qualification quote provided within minutes
  • Wide network of loans and credit providers
  • 100% online and real-time
  • High acceptance rates
  • Min. Credit Score Required: 580
  • Min Loan amount Required: $2,000
  • Max Loan Amount: $100,000
  • APR: from 2.99%  to 35.9% (fixed)