5K Funds enables you to borrow anywhere from $1,000 to $35,000 with loan terms ranging from 60 days to 72 months. This is a pretty typical range for a personal loan company and should suit nearly every borrower. 5K Funds doesn't underwrite the personal loans itself. It partners with leading lenders nationwide, so decision and disbursement times vary depending on which partner you work with. Some lenders may offer credit insurance or unemployment protection while others will not. If you're interested in these options, ask the lenders you're paired with if they offer them.

Most personal loan lenders are pretty tight-lipped about minimum qualification requirements, and 5K Loans is especially so because qualification requirements will vary to some extent depending on which of its partners you work with. One of the advantages of working with a personal loan marketplace like 5K Loans is that it can pair you with lenders that are more likely to accept you based on the information you enter, which can save you time compared to getting quotes from a dozen different companies.

Costs will also vary from lender to lender, so you won't find any hard numbers on 5K Funds' website. You'll have to wait until you're paired with one of its partners to dig into these details. It's a good idea to ask about origination fees, the APR, late fees, prepayment penalties, and anything else you could be charged for so you know what you're getting into.