- Get personalized pre-qualified rates from multiple lenders.
- 2 Minute Process
- Loans from %{loan_amount_range}
- Rates from %{apr_range} APR
- Loan terms of %{loan_term_range}.
- Rated A+ by the BBB
**3 Year Loans is out of business. Our editors were notified on January 9, 2017 that they had filed for bankruptcy. If you are seeking a loan comparison site, we recommend LendingTree.
Category
Loan matching service
THE OPERATOR OF THIS WEBSITE IS NOT A LENDER, does not make credit decisions, and does not charge any fees. This Website does not constitute an offer or solicitation to lend. This Website provides a service wherein we submit the information you provide to one or more lenders and attempt to match you with a lender. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. Providing your information on this Website does not guarantee that you will be matched with a lender or approved for a loan. The lender may perform a credit check or otherwise verify the information you provide. Not all lenders can provide you with the loan amount you requested. All financial terms of the loan will be presented to you by the lender. Cash transfer times may vary between lenders and may depend on your individual financial institution.
Borrow Responsibly – A short-term loan should be used for short-term financial needs only, not as a long-term financial solution. You should seek credit counseling if you have financial difficulties.
Loan Details
|
Unsecured Personal Loans |
✔ |
|
Minimum Loan Amount |
$1,000 |
|
Maximum Loan Amount |
$10,000 |
|
Minimum Loan Period |
6 Months |
|
Maximum Loan Period |
5 Years |
|
Loan Rates |
4.99%-29.95% APR |
|
Direct Deposit |
✔ |
|
Checking |
✔ |
|
Savings |
✔ |
|
Loan Release |
One Day Release |
* The actual loan amount, term, and APR amount of loan that a customer qualifies for may vary based on credit determination and state law. Minimum loan amounts vary by state.
3 Year Loans Representative Sample
Loan Amount: $8,000, Annual Percentage Rate: 29.95%, Number of Payments: 48, Monthly Payment: $287.82
Application
|
Online Application Time |
5 minutes |
|
Response Time |
90 seconds |
|
Basic Qualification |
|
|
Fair or Better Credit |
✔ |
|
Income of $2,000 Monthly |
✔ |
|
US Resident |
✔ |
|
Current Employment 3+ Months |
✔ |
|
Current Residence 3+ Months |
✔ |
|
Personal Information Required |
|
|
Credit Rating |
✔ |
|
Social Security Number |
✔ |
|
Purpose of Loan |
✔ |
|
Income Type |
✔ |
|
Length of Residency |
✔ |
|
Length of Employment |
✔ |
|
Annual Income |
✔ |
3 Year Loans Summary
3 Year Loans provides an online portal where personal loan seekers can quickly connect with hundreds of lenders nationwide. Being a personal loan matching service, it is able to find the best rates possible. This is especially useful for people with less than ideal credit ratings. The company has a $10,000 maximum, and also offers smaller amounts, say for those looking to rebuild their credit. However, as the company is not the one doing the lending, you should be extra wary with the terms and policies of your personal loans when they connect you to the lender.
- Get personalized pre-qualified rates from multiple lenders.
- 2 Minute Process
- Loans from %{loan_amount_range}
- Rates from %{apr_range} APR
- Loan terms of %{loan_term_range}.
- Rated A+ by the BBB