Compare Allstate vs. Progressive Motorcycle Insurance

What’s the difference between Allstate Motorcycle Insurance and Progressive Motorcycle Insurance? See how our editors compare the two companies below.
Last Updated: May 22, 2018
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Allstate
9.0 / 10 - Excellent
#5 in Motorcycle Insurance
Progressive
9.2 / 10 - Excellent
#3 in Motorcycle Insurance
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Key Facts

  • Allstate coverage customized with riders in mind
  • Riders can save up to 50% with Allstate
  • Allstate has been in business over 80 years
  • Comprehensive motorcycle collision coverage
  • New motorcycle replacement coverage
  • Also covers up to $1000 worth of customizations to your Bike
  • 24/7 claim services & Accident forgiveness
  • Industry leader in motorcycle insurance
  • Competitive rates, plenty of discounts
  • Bike insurance for as little as $75 a year
  • Full replacement cost and no depreciation for parts
  • Total loss coverage for brand new bikes
  • Coverage for gear and personal belongings

OVERALL RATINGS

 AllstateProgressive
Coverage and Benefits9/109/10
Customer Experience9/109/10
Pricing and Discounts9/1010/10
Financial Strength9/109/10

Allstate Coverage and Benefits

 AllstateProgressive
Coverage
Liability
Collision
Comprehensive
Customized Motorcycle Parts
Uninsured/Underinsured Motorist
Liability
Collision
Comprehensive
Customized Motorcycle Parts
Uninsured/Underinsured Motorist
 AllstateProgressive
Additional Coverage
Full Replacement Cost
Accessories and Custom Parts
Roadside Assistance
Vacation Rental
Uninsured Motorist Property Damage
Towing and Labor
Full Replacement Cost
Accessories and Custom Parts
Passenger Coverage
Personal Belongings
Roadside Assistance
Trip Interruption
Towing and Labor
Other Specialty Coverage
Trailer coverage; loan/lease gap coverage
Small and large accident forgiveness OEM parts Disappearing deductible Enhanced injury protection
Rental Reimbursement
Yes
Yes
Types of Vehicles Covered
Classic/Custom Motorcycles
Scooters
Classic/Custom Motorcycles
Minibikes
Trail Bikes
Mopeds
Street-Sport Bikes
High Performance
Motocross
ATVs

Allstate Pricing and Discounts

 AllstateProgressive
Discounts
Training Course
Multi Bike
Club/Association Membership
Training Course
Multi Bike
Club/Association Membership
Other Discounts
Responsible Driver
Home Ownership
Safety Features
Anti-Theft Devices
Anti-Lock Brakes
Endorsement
Responsible Driver

Allstate Financial Strength

 AllstateProgressive
Company Type
Underwriter
Underwriter
Year Founded
1931
1937
Standard & Poor's Financial Rating
AA-
AA
Moody's Financial Rating
Aa3
Aa2
AM Best Financial Rating
A+
A+

Allstate Customer Experience

 AllstateProgressive
BBB Rating
A
B-
Number of BBB Positive Reviews
4
7
Number of BBB Negative Reviews
200
201
Trust Pilot Rating
5.6 out of 10
4.7 out of 10
NAIC Complaint Ratio 2017
1.04
0.34
NAIC Total Complaints 2017
305
25
Date Collected
2018-05-21
2018-05-18


Company Profile

Full Name
Allstate Motorcycle Insurance
Progressive Motorcycle Insurance
Company Website
Headquarters
P.O. Box 660598, Dallas, TX, 75266
6300 Wilson Mills Rd., Mayfield Village, OH, 44143

Final Verdict

Progressive Motorcycle Insurance has a higher overall rating than Allstate Motorcycle Insurance. Progressive scores better than Allstate across: Pricing and Discounts. Both companies score similarly on Coverage and Benefits, Customer Experience, and Financial Strength.


Customer Comments & Reviews

Brian M
Belleville, New Jersey
11/2/2016
Progressive Motorcycle Insurance review
Best decision I could have made. They make it so easy to pay, so easy to obtain information and always have great discounts. I couldn't ask for anything better when it comes to Progressive for my motorcycle. Plus, they take good care of me.


Sam W
Rutherford, New Jersey
9/28/2016
Progressive Motorcycle Insurance review
Progressive is one of the best insurance companies I've ever dealt with. Not only do they provide great rates, but they also work with you to get you the best rate possible. Every time I renew my policy with them, there are always more discounts that I receive for being a great driver. I've been with them since I had my first car and they have been nothing but good to me. I will stay with them for as along as I can!