Progressive Motorcycle Insurance Review

Rating: 9.2 / 10 (Excellent)
Disclosure: We receive advertising revenue from some partners. 
Learn more.
Founded in 1937 in Mayfield Village, Ohio, Progressive is one of the largest providers of personal and commercial auto insurance in the United States. Through its personal lines segment, which includes specialty vehicle insurance products, the company offers policies for RVs, motorcycles, watercraft, and snowmobiles. The company's motorcycle insurance is frequently listed as one of the best in the industry owing to its extensive coverage options and affordable rates.

How is Progressive rated?


Coverage and Benefits
Customer Experience
Pricing and Discounts
Financial Strength

Overall Rating: 9.2 / 10 (Excellent)

Progressive does an excellent job of providing motorcycle owners coverage against accidents and road emergencies through its inclusive insurance policy. Several built-in features plus a good deal of additional options make the company's coverage hard to beat. Its rates are also highly competitive thanks to its remarkable number and variety of discounts for qualifying customers. Outstanding financial ratings and a comprehensive list of the vehicles it covers round out the insurance, which we recommend for any motorcycle looking to protect their vehicle.

Progressive Coverage and Benefits

Coverage and Benefits - 9 / 10

Progressive provides a broad range of unique insurance policies for a wide variety of motorcycles, including custom, classic, scooters, mopeds, and more. Its built-in benefits include full replacement cost and no depreciation, accessories and custom parts or equipment, small and large accident forgiveness, and coverage for original equipment manufacturer parts. These built-in features provide motorcyclists additional peace of mind knowing they'll be able to obtain the exact amount needed to re-customize or restore their bikes. The company's accident forgiveness benefit is another excellent coverage automatically offered to all policyholders, which keeps customers' premiums from increasing in the event of a claim that costs $500 or less and doesn't count the first accident for those who remain claim free for four consecutive years.
Customized Motorcycle Parts
Uninsured/Underinsured Motorist
Additional Coverage
Full Replacement Cost
Accessories and Custom Parts
Passenger Coverage
Personal Belongings
Roadside Assistance
Trip Interruption
Towing and Labor
Other Specialty Coverage
Small and large accident forgiveness OEM parts Disappearing deductible Enhanced injury protection
Rental Reimbursement
Types of Vehicles Covered
Classic/Custom Motorcycles
Trail Bikes
Street-Sport Bikes
High Performance

Progressive Pricing and Discounts

Pricing and Discounts - 10 / 10

Progressive's large number of discounts on motorcycle insurance help policyholders save big. In addition to more customary discounts, such as multi-policy, training course, and safe driver discounts, the company will also lower prices for paying in full and on time, quoting in advance, switching to Progressive from another insurance company, and more.
Training Course
Multi Bike
Club/Association Membership
Other Discounts
Home Ownership
Safety Features
Anti-Theft Devices
Anti-Lock Brakes
Responsible Driver

Progressive Financial Strength

Financial Strength - 9 / 10

Progressive was founded in 1937 and continues to receive superior financial strength ratings from all major U.S. credit rating agencies, including A.M. Best, Moody's, and Standard & Poors. According to data collected by the National Association of Insurance Commissioners, Progressive's casualty insurance segment wrote over $1 million premiums in 2017 and held 0.57% of the market share that year. All policies underwritten by the corporation are backed by its outstanding financials and vast industry experience.
Company Type
Year Founded
Standard & Poor's Financial Rating
Moody's Financial Rating
AM Best Financial Rating

Progressive Customer Experience

Customer Experience - 9 / 10

Like with most big insurance companies, Progressive's customer feedback online tends to be mixed. The company has 7 positive reviews and 201 negative ones on the BBB and, because it failed to respond to 6 complaint(s) filed against it, a B- grade. On Trustpilot, its score is a poor 4.7, but has only received 6 reviews and has yet to claim the page. Progressive's 0.34 NAIC 2017 complaint ratio, a result of 25 complaints, is well below the national average.
BBB Rating
Number of BBB Positive Reviews
Number of BBB Negative Reviews
Trust Pilot Rating
4.7 out of 10
NAIC Complaint Ratio 2017
NAIC Total Complaints 2017
Date Collected

Company Profile

Full Name
Progressive Motorcycle Insurance
Company Website
6300 Wilson Mills Rd., Mayfield Village, OH, 44143

Leave a comment for Progressive Motorcycle Insurance
Minimum 12 words.
 No maximum length.
* What's Your Rating?
To make this comment as helpful as possible for our community, please provide at least 2 sentences.

Customer Comments & Reviews

Loading Reviews ...
Brian M
Belleville, New Jersey
Best decision I could have made. They make it so easy to pay, so easy to obtain information and always have great discounts. I couldn't ask for anything better when it comes to Progressive for my motorcycle. Plus, they take good care of me.

Sam W
Rutherford, New Jersey
Progressive is one of the best insurance companies I've ever dealt with. Not only do they provide great rates, but they also work with you to get you the best rate possible. Every time I renew my policy with them, there are always more discounts that I receive for being a great driver. I've been with them since I had my first car and they have been nothing but good to me. I will stay with them for as along as I can!

Top Rated
9.5 / 10
  • Provides some of the most comprehensive coverage on the market
  • Covers passengers as well as riders
  • Rental reimbursement
  • Loyalty discount for customers with the company for more than a year
  • Homeowners discount available