Allstate Motorcycle Insurance Review

#4 in Motorcycle Insurance

 

Allstate is one of the biggest publicly held insurance services in the country and currently offers both auto and motorcycle insurance. Allstate offers a comprehensive list of motorcycle specific coverage that includes standard options such as comprehensive, collision, property and bodily injuries. Discounts are also available which gives motorcycle owners a variety of options for cutting motorcycle insurance costs.

 

Financial Ratings

A.M. Best Financial Rating A+

A.M. Best Issuer Rating aa -

S&P Financial Strength AA -  

S&P Issuer Strength AA -

 

Vehicle Coverage

Collision coverage

Comprehensive coverage

Motorcycle and off-road vehicle transport trailer damage

Lease/ loan gap

Optional or added equipment

 

Policy Coverage

Bodily injury liability

Property damage liability

Medical payments

Personal injury protection

Uninsured/ underinsured motorist bodily injury

 

Support Services

Towing and labor

Rental reimbursement

 

Claims Processing

24/7 claims processing

Phone claims

Online claims

Mobile claims

 

Payments and Discounts

Having multiple polices with Allstate gives you the biggest discounts (up to 30%). The company also awards safe conscious drivers with appropriate discounts. Motorcycle owners switching to Allstate are entitled to 10% discount.

 

Discount Options

Multiple motorcycle discounts

Multi-policy discounts

Good rider discount

Transfer discount

Motorcycle organization discount

Motorcycle safety course discount

 

Payment methods

Allstate allows for a variety or payment gateways and schedules. Payments could be done through one-time payment, automatic recurring payments and custom payment schedules.

Check payment

Credit card

Debit card

Mail

Online payment

Phone payment

 

Allstate Motorcycle Insurance Summary

Allstate has one of the best auto insurance policy in the industry and it’s good to see that this is also reflected in its motorcycle insurance offer. Good and solid coverage options makes sure that policy holders are protected financially against accidents. A long list of discounts helps you get the best deal while Allstate also rewards those with an existing policy with the company one big discount. However, coverage is not available for custom and vintage motorcycles denying a small portion of the motorcycling population from this benefit. Overall, a solid bet for motorcycle owners searching for a motorcycle insurance that can deliver on its promises.