Markel Motorcycle Insurance Review

#1 in Motorcycle Insurance

Markel specializes in providing insurance coverage for motorcycles, ATVs and trikes.  Rather than being a spinoff of an auto insurance policy, the company focuses on offering specialized motorcycle coverage.  Markel allows motorcycle owners to personalize their policies by giving them the option to choose which coverage items to include.

Financial Ratings

A.M. Best Financial Rating A

A.M. Best Issuer Rating a+

Coverage

Medical payments
Uninsured/ underinsured motorist bodily injury
Funeral expense coverage
Bodily injury liability
Property damage liability
Passenger liability
Collision
Comprehensive
Accessory coverage
Uninsured/ underinsured motorist property damage
Mechanical breakdown coverage
Trailer coverage

Support Services

24/7 roadside emergency assistance

  • Towing and road service
  • Tire and battery service
  • Trip interruption reimbursement
  • Household coverage

Claims Processing

Ability to file a claim 24 hours a day
Online
Telephone

Payments and Discounts

Discount options

Anti-lock brakes
Anti-theft alarm
Multi-unit
Renewal
Safe driver
Safety course
Accident forgiveness
Transfer discount
Diminishing deductible program - deductible is reduced by 25% for each consecutive accident-free policy term. Can reduce to $0 after the 4th year.

Payment methods

Online payment
Credit card
Automatic payments
Phone payments
Personal check
Bank account payments

Markel Motorcycle Insurance Summary

Markel does a good job in providing motorcycle specific coverage options. It gives motorcycle owners the same level of collision and comprehensive protection seen in auto insurance policies. However, discount options seem to be on the lean side compared to other services. Markel is one of the few carriers who offer a diminishing deductible program - reducing your deductible by 25% each accident-free policy term. Mechanical breakdown and emergency roadside assistance ensures policyholders can access help in case of an emergency. 

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