Markel Motorcycle Insurance Review
ConsumersAdvocate.org Rating: 9.1 / 10 (Excellent)
Markel specializes in providing insurance coverage for motorcycles, ATVs and trikes. Rather than being a spinoff of an auto insurance policy, the company focuses on offering specialized motorcycle coverage. Markel allows motorcycle owners to personalize their policies by giving them the option to choose which coverage items to include.
A.M. Best Financial Rating A
A.M. Best Issuer Rating a+
Uninsured/ underinsured motorist bodily injury
Funeral expense coverage
Bodily injury liability
Property damage liability
Uninsured/ underinsured motorist property damage
Mechanical breakdown coverage
24/7 roadside emergency assistance
- Towing and road service
- Tire and battery service
- Trip interruption reimbursement
- Household coverage
Ability to file a claim 24 hours a day
Payments and Discounts
Diminishing deductible program - deductible is reduced by 25% for each consecutive accident-free policy term. Can reduce to $0 after the 4th year.
Bank account payments
Markel Motorcycle Insurance Summary
Markel does a good job in providing motorcycle specific coverage options. It gives motorcycle owners the same level of collision and comprehensive protection seen in auto insurance policies. However, discount options seem to be on the lean side compared to other services. Markel is one of the few carriers who offer a diminishing deductible program - reducing your deductible by 25% each accident-free policy term. Mechanical breakdown and emergency roadside assistance ensures policyholders can access help in case of an emergency.