RefinanceCalculator Mortgage Refinance Review

Rating: 8.6 / 10 (Excellent)
Disclosure: We receive advertising revenue from this partner. Learn more.
How is RefinanceCalculator rated?
Mortgage Types
Mortgage Related Fees
Financial Reputation
Reviews and Support Service

RefinanceCalculator makes it easy for homeowners to search for mortgage refinancing by connecting them with regional and national mortgage lenders. Applications are done entirely online and could be accomplished in as little as a few minutes. RefinanceCalculator offers this as a free service and getting a quote does not affect your credit score.


Types of Home Refinancing Mortgages

  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages
  • FHA, VA and HARP programs


Qualifying for Mortgage Refinance

Applying for a mortgage refinance at RefinanceCalculator is possible even with a fair credit score. During the online application process, options included those for poor credit scores, foreclosure, and bankruptcy. Choosing these options still yielded results which gave us two mortgage refinancing companies.   

Credit Score


Income to Debt Ratio

40% or more

Years Employed

Depends on lender

Loan Terms

Up to 30 years


Refinance Mortgage Rates

*** Mortgage lender and mortgage rates are subject to creditworthiness and availability in your area.


Why Mortgage Refinance at RefinanceCalculator

RefinanceCalculator does an excellent job connecting homeowners with available mortgage lenders in their area. It takes a huge chunk of the search and application process by providing a free online application process that does not require SSN. Get a quote in minutes without affecting your credit score. Refinance gives you multiple possibilities and lets you choose from a variety of mortgage refinancing programs to help you take advantage of lower mortgage payments.

Start your review for RefinanceCalculator Mortgage Refinance