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RefinanceCalculator Mortgage Refinance Review


Rating: 7.4 / 10 (Very good)
Disclosure: We receive advertising revenue from this partner.
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RefinanceCalculator allows homeowners looking for competitive mortgage refinance offers to compare various quotes from multiple lenders quickly and easily. Since lenders compete for borrowers' business, it's easy to obtain offers that can lower monthly payments, reduce interest rates, and allow you to reinvest in your property.

How is RefinanceCalculator rated?

Breakdown

8/10
Loan Options
8/10
Application Process
7/10
Reputation

Overall Rating: 7.4 / 10 (Very good)

As an online marketplace, RefinanceCalculator doesn't generate loans in and of themselves, but rather they partner with respected industry lenders and connect them with qualified borrowers. This allows the company to provide a wide array of mortgage refinance options, well-suited to every individual customer's needs.

Loan Options

Lender Type
Marketplace
Loans Offered
Rate & Term
Cash-out
Loan Programs
FHA
VA
Conventional
HARP
USDA

Loan Options - 7.5 / 10

RefinanceCalculator is an online marketplace focused on connecting borrowers with multiple, competing lenders offering mortgage refinance loans. After filling out their application, homeowners are put in contact with as many as five different offers in their state. Their network of lenders provide government-backed loans from the FHA, VA, & USDA, as well as conventional options.

Application Process

Minimum Credit Score
620
FHA Minimum Credit Score
580

Application Process - 7.8 / 10

Since RefinanceCalculator is a marketplace website, loan specifics will vary according to the chosen lender. However, some usual guidelines are that FHA loans generally require a minimum credit score of 580, and qualifying borrowers for conventional alternatives commonly have scores of 620 or more.

RefinanceCalculator Reputation

Reputation - 7 / 10

RefinanceCalculator doesn't really have much of an online presence in terms of customer reviews, since their main function is to connect customers with lenders. However, a quick look at some of the companies they partner with, such as loanDepot and Amerisave, reveals that they work with lenders that enjoy solid reputations in the industry, with good BBB ratings.

Contact & Additional Information


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Our Partner
7.4 / 10
  • Get multiple quotes in minutes
  • Up to 30 year loan terms
  • No SSN required
  • Quick, easy online application
  • Get the best quotes by letting lenders compete
  • Mortgage refinance even with fair credit