Rating: 9.8 / 10 (Excellent)
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J.G. Wentworth is a leading diversified consumer financial services company with over twenty years of experience. They focus on mortgage lending, personal and business lending, structured settlements, and prepaid cards. J.G. Wentworth is a BBB-accredited business with an A+ score, and a four-star rating with TrustPilot. The company was founded in 1991 and is based in Pennsylvania.

How is JG Wentworth rated?


Loan Options
Application Process

Overall Rating: 9.8 / 10 (Excellent)

J.G. Wentworth is a household name in structured settlement and annuity services, but in 2015 they entered the mortgage business, and have been growing that branch exponentially. They offer a variety of different mortgage refinance options. They score highly with us mainly due to their flexibility in loan options, customer service, and years of financial expertise and professionalism.

Loan Options

Lender Type
Loans Offered
Rate & Term
Loan Programs
Fixed Year Terms
30 Year Fixed
15 Year Fixed
Adjustable Rate Mortgage Terms
7/1 ARM
5/1 ARM
3/1 ARM

Loan Options - 9.8 / 10

J.G. Wentworth is a relative newcomer to the mortgage industry, but their ample experience in other financial products more than makes up for it. They offer conventional rate and term loans, as well as cash-out options, both of which have a variety of term lenghts. Their portfolio also includes FHA, VA, HARP, and USDA-backed loans.

Application Process

Minimum Credit Score
FHA Minimum Credit Score
Waived Fees
No closing cost options are available.

Application Process - 9.7 / 10

Applying for a mortgage refinance loan with J.G. Wentworth is a fairly standard process and requirements. Quotes can be obtained easily either over the phone or online. Minimum credit scores are quite fair, at 620 for conventional loans, 600 for VA, and 580 for FHA.

JG Wentworth Reputation

Memberships & Regulatory Info.

Nationwide Mortgage Licensing System ID
Nationwide Mortgage Regulatory Actions
NMLS Collection Date
CFPB Total Mortgage Complaints
CFPB Collection Date
Total VA Loans Written (Q1 2017)
1,056 loans
Total VA Loan Amount (Q1 2017)

Online Reviews

Trustpilot Trustscore
BBB Rating
BBB Positive Reviews
BBB Negative Reviews
BBB Neutral Reviews
Date Collected

Reputation - 9.8 / 10

J.G. Wentworth's reputation is based on their vast experience as a financial company concentrating on structured settlements and annuities. However, their foray into mortgage lending should see them gain a large market share in the near future. They do have three regulatory actions with the Nationwide Mortgage Licensing System, and as with any other company, we recommend you carefully read the fine print.

Contact & Additional Information

Homepage URL
Company Phone
(855) 688-9669
Headquarters Address
201 KING OF PRUSSIA RD. SUITE 200, Radnor, PA, 19087
Mailing Address
201 KING OF PRUSSIA RD. SUITE 200, Radnor, PA, 19087
Year Founded

Top Rated
Our Partner
9.8 / 10
  • Low mortgage rates
  • No points and no hidden fees
  • No closing cost options available
  • Named by LendingTree as top customer-rated in 1Q17
  • A+ Rating with the Better Business Bureau
  • Wide variety of mortgage refinance options including cash-out and debt consolidation
  • Not available in NY, NV, and HI