PHH Mortgage Review

Rating: 7.1 / 10 (Very good)
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PHH Mortgage is a leading provider of mortgage and home refinancing services in the United States. It is the one of the largest mortgage provider and originator of residential mortgages. PHH Mortgage was able to close billions in mortgage financing in 2014 alone.

House Types

  • Single Home
  • Townhome
  • Condo
  • Multifamily dwelling
  • Investment property


Types of Mortgage

  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages
  • FHA Mortgage
  • VA Mortgages





  • Information on home to be purchased or for refinancing
  • Residence history (2 years)
  • Employment history (2 years)
  • All bank information including outstanding loans

*** Prequalification process can only start once a call is made


Mortgage Rates





Monthly Payment

30 Year Fixed Rate Mortgages




10 Year Fixed Rate Mortgages




7/1 Adjustable Rate Mortgages




5/1 Adjustable Rate Mortgages





Rates are based on a home purchase of $150,000 with a 70% LTV. Adjustable Rate Mortgages may increase or decrease after a specific period of time accordingly.


Mortgage Rates at PHH Mortgage

PHH Mortgage offers homebuyers a variety of mortgage solutions to help answer their mortgage needs. Mortgage rates are competitive but requires above average credit scores. It does however give homebuyers with low credit scores or low down payments the opportunity to purchase a home with its FHA or VA loans. One of the top mortgage companies in the country today, PHH Mortgage is definitely one option you look into.  


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Customer Comments & Reviews

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Greensboro, North Carolina
I had my mortgage with this company for 2 years after it was purchased by them from my builder's lender. It was a nightmare from beginning to end. They were rude unresponsive and couldn't ever get my taxes & escrow account correct. If I had not sold my house this year I would have refinanced my loan just to get away from them

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