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GoMedigap Medicare Supplement Insurance Review

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GoMedigap is a Medicare supplement insurance marketplace based in Austin, Texas. It currently partners with 17 insurers to offer coverage to seniors in 34 states with plans to expand to more states in the future. All Medicare supplement plans are available and the company also offers dental and vision coverage.

How is GoMedigap rated?

Breakdown

4.0/5
Level of Coverage
4.0/5
Services
4.0/5
Reputation and Customer Experience
4.0/5
Financial Strength

Overall Rating: 4 / 5 (Very good)

GoMedigap partners with 17 Medicare supplement insurance providers to help you quickly find the Medigap policy that's right for you. It offers all types of Medicare supplement plans and quickly provides you detailed quotes including pricing so you can compare policies side by side. It can't tell you much about individual policy discounts or additional benefits that may be available, but you can investigate this yourself by contacting the companies once you've narrowed down your search to your top choices.

GoMedigap Coverage

Level of Coverage - 4 / 5

GoMedigap claims to partner with over 30 major Medicare supplement insurers, though it only lists 17 on its website. Together, they help GoMedigap offer all Medicare supplement plan types, including the popular plans F, G and N. You enter some basic personal information into the quote tool and GoMedigap shows you all the options available to you including pricing so you can find the plan that's right for you.

Plan Types

  • Plan A - It includes hospital copayment costs up to a year after Medicare benefits are exhausted, the first three pints of blood, Part B coinsurance including preventive care services after deductible, and hospice care.
  • Plan B - Offers the same amount of coverage as Plan A, with the addition of a hospital deductible in each benefit period.
  • Plan C - One of the most popular plans, it adds on a skilled nursing facility daily copay, the Part B annual deductible, and emergency care outside of the U.S.
  • Plan D - Though this includes most of the same benefits as plan C, it does not cover the Part B deductible.
  • Plan F - Less expensive than other plans, F covers all the same benefits as C, with the addition of 100% of Part B's excess charges.
  • Plan G - Covers almost every Medicare supplemental insurance benefit, with the exception of Part B's annual deductible.
  • Plan K - Covers half of: Part B co-insurance, first 3 pints of blood, hospital deductible, skilled nursing facility, and hospice care. It also covers all the co-insurance for Part B preventive care services.
  • Plan L - Just like Plan K, this covers all of your Part A & B copays after a certain amount out-of-pocket, and 75% of every benefit that Plan K covers (instead of 50%).
  • Plan M - Covers hospital copayments, 75% of Part B co-insurance, first 3 pints of blood, 50% of hospital deductible, skilled nursing facility, foreign emergency care, 100% Part B preventive care services post-deductible, and hospice care.
  • Plan N - Covers hospital copayments, Part B co-insurance except $20 for office visits & $50 for emergency visits, first 3 pints of blood, hospital deductible, SNF, foreign care, all of Part B co-insurance for preventive care, and hospice care.

At a Glance

Network Size
17
Additional Benefits
Routine Vision or Dental Care

GoMedigap Pricing

Services - 4 / 5

Because GoMedigap is a Medicare supplement insurance marketplace, the costs you'll pay depend on a variety of individual factors, including the plan you choose, and the company underwriting your policy. While GoMedigap does share pricing information through its quote tool, it's impossible to make broad generalizations about how much the average person could pay from this information. Many of GoMedigap's partners offer discounts, but you'll have to contact the company to find out what they are and which you might be eligible for.

GoMedigap Customer Experience

Reputation and Customer Experience - 4 / 5

Customer experience will vary depending on which of GoMedigap's partners you end up working with. You'll primarily deal with this company after you've purchased your policy, but you can reach out to GoMedigap directly if you have any questions about Medicare supplement insurance or its services. The company has received high praise from the Better Business Bureau and from customers on TrustPilot, indicating that most people who use the service are happy with the assistance it provides.

Support

  • Email
  • Toll-free number

Educational Resources

  • FAQs
  • Articles

Reviews

BBB Rating
A+
Trust Pilot Rating
9.7 out of 5
Date Collected
2019-07-10

GoMedigap Financial Strength

Financial Strength - 4 / 5

All of GoMedigap's partner insurers are established companies with high financial strength ratings, indicating that they are able to pay out claims when necessary. The ratings below are for Mutual of Omaha, which had the highest ratings of any insurer GoMedigap works with, but this shouldn't be a concern for any company you choose.

Ratings

Moody's Financial Rating
A1
AM Best Financial Rating
A+

Year Founded

2005

Company Profile

Full Name
GoMedigap Medicare Supplement Insurance
Company Website
Headquarters
13620 Ranch Rd. 620, Suite A-250, Austin, TX, 78717

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Top Rated
Our Partner
  • Limit out-of-pocket costs
  • 8 of 10 Medigap policies offered, depending on location
  • Managed healthcare solutions
  • National coverage
  • High deductible Plan F available in some states