Long Term Care Insurance Review

Rating: 9.4 / 10 (Excellent)
Disclosure: We receive advertising revenue from this partner. 
Learn more. is an independent managing general agent that has provided long-term care solutions to the public for more than 40 years. On their website, consumers have access to a wealth of informative resources regarding long-term care, as well as the ability to receive long-term coverage quotes from top-rated insurers.

How is rated?


Claims & Benefits
Policies & Coverage
Financial Strength

Overall Rating: 9.4 / 10 (Excellent) provides consumers with a centralized database where they can learn more about long-term care (LTC) and LTC insurance policies. Some of the topics touched upon by the website are state partnerships, which allow policyholders to retain some of their assets when qualifying for Medicaid. Other subjects, such as the role of caregivers, the difference between group and individual policies, and guidance on when to buy insurance are discussed. Additionally, consumers can receive and compare quotes from top-rated companies by filling out a short form and receiving a call from a qualified representative from

Policies & Coverage

Policies & Coverage - 9.5 / 10 gives consumers access to informative resources on long-term care and insurance policies in a comprehensive and easy-to-read format. Among the topics discussed are the difference between group and individual coverage, LTC state partnerships, the different types of care, and the duties of caregivers. Additionally, the company allows consumers to request insurance quotes from top-rated insurers. To do so, consumers must fill out a short form, after which they will receive a call from a qualified representative.
Policy Types
Individual / Standard
State Partnership
Hybrid Life and Long Term Care
Tax Qualified
Types of Covered Care
In-Home Care
Assisted Living / Adult Day Care
Nursing Home
Hospice Care
Medical Help Systems
Facility Coverage
Any Facility
Available Policy Riders
Inflation Protection
Shared Care
Return of Premium
Waiver of Premium
Alternate Care
Spouse Survivorship
Home Modification
Available Discounts
Partner / Household
Preferred Health

Claims & Benefits

Claims & Benefits - 9.5 / 10

As it is a marketplace, does not publish policy details. In order to receive specific information on what an insurer is able to offer, consumers should request a customized quote from
Maximum Daily Benefit Limit
Varies by provider
Unlimited Lifetime Benefit Period?
Elimination Period
Varies by provider

Financial Strength & Ratings

Financial Strength - 9.5 / 10

Since it is an insurance agent, does not have financial ratings of its own with any credit rating agencies. Consumers interested in purchasing an insurance policy should research each individual company's financial outlook. Reputation

Reputation - 9 / 10 is not rated by the Better Business Bureau or any other independent customer rating website. The company is a marketplace and a managing general agent, which means it does not underwrite policies itself. Instead, it writes policies for other insurers, but they are not ultimately responsible for the execution of the policy.

Contact & Additional Information

Company Type
Homepage URL
Company Phone
(800) 945-1953
Headquarters Address
3501 Del Prado Blvd. Unit 205, Cape Coral, FL, 33904

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Our Partner
9.4 / 10
  • Compare quotes from top-rated long-term care insurers
  • Over 40 years of experience in LTC insurance
  • State Partnership Program gives you "spend down" protection
  • Asset-Based LTC combines long-term care insurance with life insurance
  • Product portfolio includes long-term and short-term care insurance, life insurance, and critical illness insurance
  • Learn everything there is to learn about long-term care with their informative resources