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GoldenCare Long Term Care Insurance Review

Rating: 9.8 / 10 (Excellent)
Disclosure: We receive advertising revenue from this partner.
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GoldenCare also known as National Independent Brokers, Inc. is a privately help long term care brokerage firm. The company works with top-rate carriers in the industry to help people find long term care policies that are best suited for their needs. GoldenCare also offers other products such as Critical Care Insurance, Life/LTC Hybrid Insurance Plans, Medicare Supplements, Medicare Advantage Plans, Prescription Drug Coverage, Life Insurance, Annuities and Identity Theft Protection. GoldenCare together with its counterpart, American Independent Marketing has a fleet of agents that offer services across 50 states.

Plans Available


State Partnership






Non-Tax Qualified Policies

Varies on the insurance company

Tax Qualified Policies

Varies on the insurance company

*Plans offered varies on the Long Term Care Insurance carrier

Types of Care Covered

GoldenCare let consumers choose from a list of insurance providers they represent which best fits their needs and budget. Each provider offers diversified coverage and types of care which also depends on the state and terms chosen by the consumer. Some of the common types of care extended to individuals are:

  • Family and Friends Caregiving
  • Home Health Care
  • Assisted Living Facility
  • Nursing Home


Waiting Period - zero, 1, 2, 3, 6 and 1 year

Maximum Benefit Period – 2, 3, 4, 5, 6 and 8 years

Home Care – 100 percent cover

Benefits offered differ depending on the insurance company selected chosen by a consumer. Other companies give additional benefits supplementary to standard benefits included in each policy.


GoldenCare represents a list of known insurance companies that provide long term insurance policies with good coverage and benefits. Its fleet of agents help clients find the best long term care insurance solution ensuring clients that their policy remains within budget but more importantly provide the care they need. A solid choice for first time LTC insurance shoppers searching for LTC insurance.



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Top Rated
Our Partner
9.8 / 10
  • Rated A+ by the BBB
  • Monthly cash benefits for home care provided by spouse
  • Nationwide agents
  • Affiliated with top LTC carriers
  • Select the best LTC insurance