ACSIA Partners Long Term Care Insurance Review

#2 in Long Term Care Insurance

ACSIA Partners LLC is a company that offers a variety of long term care and related insurance products across the country. It maintains a partnership with some of the biggest long term care insurance companies in educating and planning long term care programs that are tailored to individual needs. The company helps in identifying the best long term plan options with the best premiums through its network of LTC insurance partners.

 

Plans Available[1]

State Partnership

Yes

Individual

Yes

Group

Yes

Non-Tax Qualified Policies

Yes

Tax Qualified Policies

Yes

 

Types of Care Covered [1

ACSIA Partners allows consumers to choose from a list of insurance providers they represent. The types of care and its coverage vary on the customer’s chosen provider. Every state may differ in coverage that’s why consumers must check the coverage offered by each insurance company and if fits their needs.

  • Home Care
  • Assisted Living Facility
  • Nursing Home
  • Hospice Home Facility
  • Adult Day Care Facility

 

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[1] Available benefits vary by product, insurance company and state. The long-term care insurance policy describes coverage under the policy, exclusions and limitations, what you must do to keep your policy in-force and what would cause your policy to be discontinued. Contact your licensed agent and the insurance company for more information, costs and complete details on coverage.

 

Benefits 

Waiting Period – 1, 2, 3, and 6 months

Maximum Benefit Period – 2, 3, 4, 5, 6, 7 and lifetime

Home Care – coverage for up to 100% of similar covered services offered at long term care facilities.

 

Note: Insurance companies have different sets of benefits. Some factors that affect the policy include income, assets, and age. Consumers must consider maximizing their benefits up to the extent where they can afford. For them to increase their benefits, medical underwriting may be required for approval.

 

Summary

ACSIA Partners LLC makes it easier for people searching for long term care insurance to find companies that can cater to their needs with the help of its professionals who specialize in LTC . Because it has partnered with leading LTC insurance companies, ACSIA Partners is able to work with them directly and not just give you a list of possible providers in your area. With ACSIA Partners LLC, people are able to make more informed decisions especially for sensitive long term care services.

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