Sproutt is a relatively young company, but the insurers it partners with have been in the industry for decades and they all maintain high financial strength ratings. This indicates that they can comfortably pay out claims when necessary -- an important factor for the longevity of any life insurance company.

Backed by Guardian Life Insurance, one of the largest life insurance companies in North America, Sproutt has excellent customer reviews on Trustpilot.com, with clients praising their easy application process, knowledgeable licensed advisors, excellent customer service, and approachable and patient team of professionals. In addition to considering Sproutt's reputation, it's a good idea to do some research into the reputation of the life insurance company you're going to work with and weigh this as well as cost and coverage options when making your decision.

Sproutt partners with top life insurers across the country to offer competitive term life policies to adults 18 to 100 with death benefits ranging from $50,000 to $5 million. Terms are available in five-year increments ranging from five to 30 years. While not available on Sproutt’s website (yet), Sproutt also offers whole life, universal life, and guaranteed life insurance policies through its toll-free number.

Sproutt doesn't publish a lot of information about life insurance policy riders on its website, which can make it a little more challenging to compare what each company is offering. But if you speak to one of Sproutt advisor over the phone, they will provide all the necessary information and help you understand and compare various options.