As LifePlanRate.com is an aggregator, it does not carry any financial strength ratings of its own. Financial ratings are important for life insurance products because they are a good indication of the company's ability to meet their payout obligations into the future. We assess financial health by looking at the ratings assigned by Standard & Poor's, Moody's, and A.M. Best. For illustrative purposes, we've included the financial grades for one of LifePlanRate.com's affiliate companies.

LifePlanRate.com is an aggregator, and therefore has no listing with the National Association of Insurance Commissioners (NAIC). Should customers wish to see the complaint ratio, we suggest they use this tool to search the life insurance provider LifePlanRate.com pairs them with. LifePlanRate.com is operated by Excel Impact, LLC. There is little information available about how customers view Excel Impact, LLC. A handful of complaints about the company have been made to the BBB, all of which focus on telemarketing practices.

LifePlanRate.com is an aggregator website that offers term, whole, and final expense life insurance policies from various affiliate providers including Gerber Life, Transamerica, and MetLife. Policy benefits can range anywhere from $10,000 to $4,000,000, and term lengths can be between 1 and 30 years. Customers can either contact the marketplace directly by phone, or input minimal information like zip code, name, and date of birth to be connected with viable life insurance alternatives in their area. Customers should be aware that while some of these links will be directly to life insurance carriers, others lead to other aggregators. By submitting their information, customers are consenting to be contacted by any affiliate partner via phone, email, postal mail, text messages, and other forms of communication.