Instant Accidental Death features one of the absolute quickest methods of getting quotes of term life insurance. It boasts a simple, streamlined process and promises instant payout in the case of accidental death for the policies it markets. The lower policy costs and the fast application process is offset, however, by a lack of feedback online about the company and the limited flexibility; Instant Accidental Death only offers policies from Mutual of Omaha. Regardless, for those who do not mind the aforementioned negatives, Instant Accidental Death remains a strong alternative for consumers who want a fast, affordable term life insurance quote.