Identity Guard® With Watson™ Review
Monitor, protect, recover… Identity Guard® lets customers rest at ease knowing their identity is being safeguarded by the IBM® Watson™ advanced artificial intelligence. Watson™ keeps a constant watch by scanning the millions of data points that make up your identity. Traditional monitoring is implemented on top of AI sweeping, making for a double-pronged attack against potential threats. Identity Guard® With Watson™ monitoring is supplemented by 24/7 alerts that can warn you about different dangers, including critical threats such as changes to your banking account or your credit card information, and lower risk threats like stolen phone numbers and email addresses.
Even if someone does manage to steal your identity, you don't have to face the fallout by yourself. Identity Guard® With Watson™ provides a personal case manager who will guide you through the process of recovering your identity and restoring your credit. All the while, you will be covered by the company's $1 million insurance policy* and provided with stolen fund reimbursement.
What does Identity Guard® protect against?
Identity Guard® With Watson™ protects against various types of identity theft. As identity thieves get smarter and craftier, technology struggles to keep up with new tactics and approaches. That's why the combination of Identity Guard®'s traditional monitoring and Watson™'s powerful AI technology can provide the widest range of protection available.
- Synthetic ID Theft
- Child ID Theft
- New Account Fraud
- Credit Card Fraud
- Account Takeover Fraud
- Tax Fraud
Features and Services
Identity Guard® With Watson™ features an extensive list of monitoring tools, alerts, and additional protection tools. It also provides customers with a mobile application and comprehensive customer support.
IBM Watson Artificial Intelligence
|monitors and processes information to alert about identity theft threats|
1$ million insurance policy
|covers losses due to identity theft with stolen funds reimbursement|
|U.S.-based dedicated case manager||helps resolve identity theft issues and personally monitors each case for 60 days after resolution|
|Risk management score||measures how well identity fraud risk is managed|
|Mobile application||available on iOS and Android mobile phone|
Personal information on the Dark Web
|alerts when a customer's SSN, credit card numbers, financial account numbers, health insurance number, and more is detected on the Dark Web|
|account takeovers, wire transfers, tax refunds, payday loan applications, utility service applications, and cell service applications|
|Threats detected by Watson™||breaches, phishing scams, and malware vulnerabilities|
|Monthly credit score||monthly Vantage 3.0 credit score* based on TransUnion data|
|3-bureau credit changes||alerts when changes are made to a customer's credit profile, like new credit inquiries, public records, and more|
|Bank account takeovers||alerts when changes, such as name, address, or email address are made or a new account holder is added to a customer's bank accounts|
|Requests to open savings or checkings accounts||alerts when requests using a customer's personal information to open new bank accounts at national banks, regional banks, local banks, and credit unions are made|
|3-bureau credit report||annual credit report with information from Equifax, Experian, and Transunion|
|Additional protection tools|
Anti-phishing mobile app
|helps protect iOS and Android mobile devices against phishing scams|
Safe browsing extension
|helps protect computers against malicious content with an add-on for your Safari, Chrome, and Firefox web browsers that delivers proactive malware protection|
|Social insight report||analyzes a customer's Facebook timeline to get an assessment of their online image and provides recommended actions to improve it using IBM® Watson™|
Identity Guard® With Watson™ offers its three membership level subscriptions–Value, Total, and Premier– for both individual and family plans. All three of them come with the product's basic monitoring, alerts, and IBM® Watson™ AI.
Identity Guard®'s parent company, Intersections, Inc, is accredited has an A+ rating with the BBB, which is a testament to the great customer service it provides. Part of its service is providing valuable assistance to victims of identity theft. Identity Guard® assists its customers by shortening the process and helping them recover from identity theft. It also provides access to various educational tools and credit specialists.
Identity Guard® With Watson™ offers a no-frills, no-nonsense identity theft protection service that has been consistently well reviewed and awarded by tech analysts and professionals. Identity Guard® has also been recognized as a leader in providing great aftermarket service and customer support. If you’re looking for professional identity theft services, Identity Guard® is a name that you can always trust.
|*The scores you receive with Identity Guard® are provided for educational purposes to help you understand your credit. They are calculated using the information contained in your Equifax‚ Experian and TransUnion credit files. Lenders use many different credit scoring systems‚ and the scores you receive with Identity Guard may not be the same scores used by lenders to evaluate your credit.|
Credit scores are provided by CreditXpert based on data from the credit reporting bureaus.
†If you do not cancel your membership within the free trial period, your card will be charged either a monthly or annual fee, depending on the membership plan you choose. You may cancel your membership anytime simply by contacting Identity Guard® here.
Intersections‚ Identity Guard®‚ kID Sure Monitor‚ Protect and Recover‚ and associated designs are trademarks or federally registered trademarks of Intersections Inc.