Disclosure: We receive advertising revenue from some partners. Learn more.
Smart Financial Home Insurance is a part of Smartfinancial.com Insurance LLC, an online and mobile insurance quote engine. By pulling results from different leading insurers in their network, Smart Financial Home Insurance can offer competing quotes, so homeowners can find the best offer for their needs. All it takes is three minutes to submit your information and compare rates from over 20 insurance companies.

How is SmartFinancial rated?


Overall Rating: 0 / 10 (N/A)

Smart Financial Home Insurance is an online marketplace that connects homeowners looking for insurance with competing quotes from over 30 insurance carriers. Since the company's service isn't actually providing insurance in and of itself, we recommend that prospective customers take the time to research the companies they're paired with, in order to determine their financial strength and specific coverage offerings.

Financial Strength

Financial Strength - 0 / 10

Smart Financial Home Insurance doesn't provide insurance products in and of itself, but rather connects customers with insurers within their network. Partner companies include household names such as MetLife, Plymouth Rock, Mercury Insurance Group, and Safeway Insurance.
Moody's Financial Rating
AM Best Financial Rating
*The above information reflects the financials strength of one of the partner insurance companies that this insurance marketplace offers policies through: Metlife.

Customer Experience

Customer Experience - 0 / 10

Smart Financial Home Insurance has an excellent rating of A+ with the Better Business Bureau, though this is based on a single positive review. We highly recommend that users of the website take the time to research the companies they're paired with, as this will give a more accurate gauge of customer satisfaction with their home insurance and the company's customer service, as well as point out potential issues.

Customer Ratings

BBB Rating
Number of BBB Positive Reviews
Number of BBB Neutral Reviews
Number of BBB Negative Reviews
Date Collected

SmartFinancial Coverage

Coverage - 0 / 10

Though Smart Financial Home Insurance doesn't provide home insurance coverage itself, the company does work with some of the top names in the industry, which offer a large amount of coverage options. Common concerns include not just dwelling protection but other structures, as well as for personal liability and personal property.
Basic Coverage Types
Dwelling Protection
Other Structures Protection
Personal Property Protection
Liability Protection
Guest Medical Protection
Additional Coverage
Water Backup Coverage
Enhanced Dwelling Protection
Scheduled Personal Property Coverage

Pricing & Discounts

Pricing & Discounts - 0 / 10

Smart Financial Home Insurance's insurance carrier network is wide enough that potential customers are virtually guaranteed to find options well suited to their coverage needs and household budgets. Before committing to any of the offered quotes, customers should research exact pricing for their area and home.

Household Discounts

  • New Home
  • Remodeled Home
  • Home Safety Features
  • Storm Shutter
  • Impact Resistant Roof

Policy Discounts

  • New Policy
  • Pay-On-Time
  • Multi-Policy
  • Customer Loyalty
  • Higher Deductible

Contact & Additional Information

Homepage URL
Company Phone
(855) 214-2291
Headquarters Address
1901 Newport Boulevard Suite 300, Costa Mesa, CA, 92627
Year Founded

Top Rated
Our Partner
9.6 / 10
  • Because You Deserve Better, Cheaper, Modern Home Insurance
  • Quote in 60 Seconds
  • Rated with A.M. Best
  • Customer Focused: Available by Phone, Chat, Email or Tweet!
  • Save 25% on Homeowners Insurance
  • Policies backed by partners with $200 Billion in assets