Although not available in all states, Erie ranks 19th in the nation in terms of home insurance premiums written. The carrier has been issuing policies for almost 100 years and is rated excellent by A.M. Best. What's more, Erie boasts more than 12,000 independent agents that can give customers professional advice and guide them through the complex process of getting homeowners insurance.

Erie has better than average customer satisfaction ratings, very few BBB complains, and a NAIC complaint ratio that is well below the national average. Customers single the company out for overall satisfaction, and interaction with staff.

Erie offers better than average coverage options when it comes to basic and additional features. Where the company particularly shines is with its numerous add on policy coverage options, many of which are not found with other carriers we evaluate. These include identity recovery, home business protection, underground service lines, earthquake, and flood.

Erie was judged more or less average when it came to premiums and deductibles. The company, however, does not advertise much in the way of home insurance policy discounts when compared to other carriers we evaluate. There is no information for home-level discounts and the only policy-level discount is for bundling home insurance with other insurance products.