AgileRates doesn't have any financial strength ratings because it doesn't underwrite home insurance policies. After you request a quote, it shares your information with over 70 established home insurers to help you find the best rate. While all of its partners are reputable, it's a good idea for you to do your own research into the underwriter's financial strength ratings so you know that they will be able to pay out your claims when necessary.

You won't find many customer reviews for AgileRates, but this is not surprising since it's a fairly young company and it doesn't underwrite the policies it helps to sell. As a marketplace, its job is to connect you with a home insurer that fits your needs and budget, so it's your underwriter's customer reviews you should be more concerned with. Investigate these before you sign up for a policy, especially if great customer service is a high priority for you.

AgileRates partners with over 70 home insurers across the country, so it shouldn't be too difficult to find one that offers the coverage that you need. Just about all of them should cover the basics, like home, personal property, and liability protection. For rarer options, like water backup coverage, you should seek clarity from your underwriter if you're not sure whether this is included in your policy.

Home insurance discounts will vary depending upon which company underwrites your policy. You won't know this until AgileRates pairs you with one of its partners and you compare what it's offering to other home insurers in your area. It's worth noting, though, that more discounts doesn't always lead to a better rate. You should pay more attention to which policy provides you with the greatest coverage at the most reasonable price than which offers you the most discounts.